Barclays 2005 Annual Report Download - page 96

Barclays PLC
Annual Report 2005
94
Table 31: Total impairment allowance/(provision) coverage of non-performing loans
IFRS UK GAAP
2005 2004(a) 2003 2002 2001
%% % % %
United Kingdom 64.6 68.1 74.2 71.2 72.5
Other European Union 70.1 60.9 71.4 61.8 78.6
United States 52.8 57.0 39.2 43.7 61.8
Africa 74.3 68.4 54.5 48.4 42.0
Rest of the World 68.7 71.9 94.1 47.3 41.6
Total coverage of non-performing loans 66.2 66.9 71.5 65.9 70.4
(Also see chart on page 66.)
Table 32: Total impairment allowance/(provision) coverage of potential credit risk lending (NPLs and PPLs)
IFRS UK GAAP
2005 2004(a) 2003 2002 2001
%% % % %
United Kingdom 54.6 56.5 57.7 57.2 56.4
Other European Union 65.9 55.6 65.0 61.8 77.5
United States 50.4 52.3 23.4 33.0 28.6
Africa 57.8 43.5 39.9 32.1 33.3
Rest of the World 67.6 65.9 90.9 45.5 38.3
Total coverage of potential credit risk lending 56.2 56.0 54.6 52.8 52.9
(Also see chart on page 66.)
Risk management
Statistical information
Note
(a) Does not reflect the application of IAS 32, IAS 39 and IFRS 4 which became effective from 1st January 2005. Further explanation is provided on page 134.