Barclays 2005 Annual Report Download - page 122

Barclays PLC
Annual Report 2005
120
Average balance sheet and net interest income (year ended 31st December)
IFRS UK GAAP
2005 2004 2003
Average Average Average Average Average Average
balance Interest rate balance Interest rate balance Interest rate
£m £m % £m £m % £m £m %
Assets
Treasury bills and other eligible bills:
– in offices in the United Kingdom n/a n/a n/a 1,786 68 3.8 4,048 121 3.0
– in offices outside the United Kingdom n/a n/a n/a 1,989 63 3.2 1,222 66 5.4
Loans and advances to banks:
– in offices in the United Kingdom 14,798 454 3.1 18,144 691 3.8 14,012 574 4.1
– in offices outside the United Kingdom 11,063 403 3.6 9,619 271 2.8 4,272 108 2.5
Loans and advances to customers:
– in offices in the United Kingdom 172,398 10,229 5.9 144,175 8,810 6.1 135,373 7,804 5.8
– in offices outside the United Kingdom 50,699 2,975 5.9 34,017 1,270 3.7 26,323 1,136 4.3
Lease receivables:
– in offices in the United Kingdom 6,521 348 5.3 4,960 220 4.4 4,520 215 4.8
– in offices outside the United Kingdom 1,706 117 6.9 369 21 5.7 265 19 7.2
Debt securities:
– in offices in the United Kingdom n/a n/a n/a 51,212 2,129 4.2 58,435 2,174 3.7
– in offices outside the United Kingdom n/a n/a n/a 11,533 338 2.9 4,267 210 4.9
Financial investments:
– in offices in the United Kingdom 43,133 1,755 4.1 n/a n/a n/a n/a n/a n/a
– in offices outside the United Kingdom 10,349 467 4.5 n/a n/a n/a n/a n/a n/a
External trading assets
– in offices in the United Kingdom n/a n/a n/a 178,659 4,971 2.8 107,739 3,589 3.3
– in offices outside the United Kingdom n/a n/a n/a 116,645 2,224 1.9 81,707 1,412 1.7
Reverse repurchase agreements and
cash collateral on securities borrowed
– in offices in the United Kingdom 156,292 4,617 3.0 n/a n/a n/a n/a n/a n/a
– in offices outside the United Kingdom 92,407 2,724 2.9 n/a n/a n/a n/a n/a n/a
Trading portfolio assets:
– in offices in the United Kingdom 81,607 2,710 3.3 n/a n/a n/a n/a n/a n/a
– in offices outside the United Kingdom 57,452 2,116 3.7 n/a n/a n/a n/a n/a n/a
Total average interest earning assets 698,425 28,915 4.1 573,108 21,076 3.7 442,183 17,428 3.9
Impairment allowances/provisions (3,105) (2,907) (2,796)
Non-interest earning assets 278,328 68,742 53,428
Total average assets and
interest income 973,648 28,915 3.0 638,943 21,076 3.3 492,815 17,428 3.5
Percentage of total average assets
in offices outside the United Kingdom 32.0% 30.4% 26.7%
Total average interest earning assets
related to:
Interest income 28,915 4.1 21,076 3.7 17,428 3.9
Interest expense (20,965) 2.2 (14,464) 2.3 (10,756) 2.4
7,950 0.8 6,612 1.0 6,672 1.5
Financial review
Average balance sheet