Barclays 2005 Annual Report Download - page 125

Barclays PLC
Annual Report 2005 123
3.3
Changes in net interest income – volume and rate analysis
2005/2004(a) Change due 2004(a)/2003(b) Change due
to increase/(decrease) in: to increase/(decrease) in:
Total Total
change Volume Rate change Volume Rate
£m £m £m £m £m £m
Interest payable
Deposits by banks:
– in offices in the UK 440 231 209 232 146 86
– in offices outside the UK 395 121 274 126 121 5
835 352 483 358 267 91
Customer accounts – demand deposits:
– in offices in the UK 200 28 172 140 20 120
– in offices outside the UK 57 36 21 (17) (2) (15)
257 64 193 123 18 105
Customer accounts – savings deposits:
– in offices in the UK 245 145 100 326 46 280
– in offices outside the UK 18 16 2 (5) 8 (13)
263 161 102 321 54 267
Customer accounts – other time deposits – retail:
– in offices in the UK 164 (23) 187 135 (24) 159
– in offices outside the UK 142 59 83 15 22 (7)
306 36 270 150 (2) 152
Customer accounts – other time deposits – wholesale:
– in offices in the UK (653) (479) (174) 210 19 191
– in offices outside the UK 248 (16) 264 95 132 (37)
(405) (495) 90 305 151 154
Debt securities in issue:
– in offices in the UK 398 507 (109) 284 (73) 357
– in offices outside the UK 1,359 323 1,036 92 256 (164)
1,757 830 927 376 183 193
Dated and undated loan capital and other
subordinated liabilities principally in offices in the UK (87) (78) (9) 8 23 (15)
External trading liabilities:
– in offices in the UK (5,611) (5,611) n/a 1,764 1,747 17
– outside the UK (1,805) (1,805) n/a 717 884 (167)
(7,416) (7,416) n/a 2,481 2,631 (150)
Repurchase agreements and cash collateral on securities lent:
– in offices in the UK 3,634 3,634 n/a n/a n/a n/a
– in offices outside the UK 2,379 2,379 n/a n/a n/a n/a
6,013 6,013 n/a n/a n/a n/a
Trading portfolio liabilities:
– in offices in the UK 1,737 1,737 n/a n/a n/a n/a
– in offices outside the UK 1,196 1,196 n/a n/a n/a n/a
2,933 2,933 n/a n/a n/a n/a
Internal funding of trading businesses 2,045 2,045 n/a (414) (392) (22)
Total interest payable:
– in offices in the UK 2,512 2,136 376 2,685 1,512 1,173
– in offices outside the UK 3,989 2,309 1,680 1,023 1,421 (398)
6,501 4,445 2,056 3,708 2,933 775
Movement in net interest income
Increase/(decrease) in interest receivable 7,839 7,163 676 3,648 3,772 (124)
(Increase)/decrease in interest payable (6,501) (4,445) (2,056) (3,708) (2,933) (775)
1,338 2,718 (1,380) (60) 839 (899)
Notes
(a) 2004 figures do not reflect the applications of IAS 32, and IAS 39 and IFRS 4 which became effective from 1st January 2005. Further explanation is provided
on page 134.
(b) 2003 reflects UK GAAP.