Barclays 2005 Annual Report Download - page 81

Notes
(a) Does not reflect the application of IAS 32, IAS 39 and IFRS 4 which became effective from 1st January 2005. Further explanation is provided on page 134.
(b) Where a loan is earning a fixed rate of interest on the reporting date, it is included as a fixed rate loan, regardless of the term for which the rate is fixed.
Table 3: Maturity analysis of loans and advances to banks
Over three Over one
months year but
Not more but not not more
than three more than than five Over
On demand months one year years five years Total
At 31st December 2005 £m £m £m £m £m £m
United Kingdom 369 3,647 157 181 270 4,624
Other European Union 585 4,642 145 50 1 5,423
United States 514 3,098 4,645 2,100 2,910 13,267
Africa 722 80 6 59 13 880
Rest of the World 1,739 4,454 222 241 259 6,915
Loans and advances to banks 3,929 15,921 5,175 2,631 3,453 31,109
Over three Over one
months year but
Not more but not not more
than three more than than five Over
On demand months one year years five years Total
At 31st December 2004(a) £m £m £m £m £m £m
United Kingdom 847 2,748 8 103 243 3,949
Other European Union 289 1,495 – 29 – 1,813
United States 147 4,331 1,363 543 1,284 7,668
Africa 90 274 60 – 1 425
Rest of the World 326 3,473 674 877 375 5,725
Loans and advances to banks excluding reverse repurchase agreements 1,699 12,321 2,105 1,552 1,903 19,580
Reverse repurchase agreements 61,075
Loans and advances to banks 80,655
Table 4: Interest rate sensitivity of loans and advances to banks(b)
2005 2004
Fixed Variable Fixed Variable
rate rate Total rate rate Total
At 31st December £m £m £m £m £m £m
United Kingdom 1,384 3,240 4,624 2,352 1,597 3,949
Other European Union 690 4,733 5,423 404 1,409 1,813
United States 1,683 11,584 13,267 1,941 5,727 7,668
Africa 69 811 880 157 268 425
Rest of the World 3,709 3,206 6,915 1,554 4,171 5,725
Loans and advances to banks excluding reverse repurchase agreements 7,535 23,574 31,109 6,408 13,172 19,580
Reverse repurchase agreements n/a 61,075
Loans and advances to banks 31,109 80,655
Table 5: Interest rate sensitivity of loans and advances to customers
2005 2004(a)
Fixed Variable Fixed Variable
rate rate Total rate rate Total
At 31st December £m £m £m £m £m £m
United Kingdom 49,988 113,771 163,759 32,974 113,274 146,248
Other European Union 7,317 31,606 38,923 3,156 23,054 26,210
United States 2,260 20,665 22,925 2,894 18,088 20,982
Africa 4,314 28,907 33,221 461 2,298 2,759
Rest of the World 5,604 7,910 13,514 5,212 5,382 10,594
Loans and advances to customers excluding reverse
repurchase agreements 69,483 202,859 272,342 44,697 162,096 206,793
Reverse repurchase agreements n/a 58,304
Loans and advances to customers 272,342 265,097
Barclays PLC
Annual Report 2005 79
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