Barclays 2005 Annual Report Download - page 186

31 Customer accounts
2005 2004
£m £m
Repayable
on demand 144,015 106,449
no more than three months 72.590 99,656
over three months but not more than six months 9,282 2,860
over six months but not more than one year 2,606 2,391
over one year but not more than two years 2,461 918
over two years but not more than five years 2,114 1,615
over five years 5,616 3,603
Customer accounts 238,684 217,492
By geographical area
United Kingdom 153,686 137,868
Other European Union 19,038 22,190
United States 16,690 38,853
Africa 29,866 4,493
Rest of the World 19,404 14,088
Customer accounts 238,684 217,492
In offices in the United Kingdom:
Current and Demand accounts – interest free 22,980 12,509
Current and Demand accounts – interest bearing 28,416 23,599
Savings accounts 57,715 51,061
Other time deposits – retail 35,142 31,618
Other time deposits – wholesale 42,967 54,969
Total repayable in offices in the United Kingdom 187,220 173,756
In offices outside the United Kingdom:
Current and Demand accounts – interest free 2,300 1,513
Current and Demand accounts – interest bearing 20,494 3,361
Savings accounts 3,230 864
Other time deposits 25,440 37,998
Total repayable in offices outside the United Kingdom 51,464 43,736
At 31st December 2005, there were customer amounts of £35m (2004: £53m) due to associates and joint ventures.
Deposits in offices in the United Kingdom received from non-residents amounted to £33,309m (2004: £34,183m).
Other time deposits in the United Kingdom and the United States are mostly over £50,000.
For details on the effective rate of interest please refer to Note 55.
32 Financial liabilities designated at fair value
2005
Contractual
amount due
Fair value on maturity
£m £m
Financial liabilities designated at fair value 33,385 33,697
Financial liabilities designated at fair value include certain financial instruments that pay out the higher of a guaranteed amount or a notional
plus a performance related amount. For these financial instruments the contractual amount due on maturity has been calculated using the
guaranteed amount.
There were no significant gains or losses attributable to changes in own credit risk for financial liabilities designated at fair value in 2005 (2004: n/a).
Notes to the accounts
For the year ended 31st December 2005
Barclays PLC
Annual Report 2005
184