RBS 2006 Annual Report Download - page 199
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Financial statements
RBS Group • Annual Report and Accounts 2006
198
Notes on the accounts continued
Industry risk – geographical analysis
Group
Loans and Treasury bills,
advances to banks debt securities Netting and
and customers and equity shares Derivatives Other (1) Total offset (2)
2005 £m £m £m £m £m £m
UK
Central and local government 4,082 20,061 175 407 24,725 1,481
Manufacturing 14,861 462 1,088 — 16,411 3,640
Construction 8,389 53 126 — 8,568 1,224
Finance 99,123 49,532 66,132 2,129 216,916 77,206
Service industries and business activities 53,504 3,404 2,148 162 59,218 5,211
Agriculture, forestry and fishing 2,685 17 2 — 2,704 58
Property 41,074 401 1,123 — 42,598 1,568
Individuals
Home mortgages 65,286 — 3 — 65,289 —
Other 26,987 564 — 186 27,737 53
Finance leases and instalment credit 13,909 4 — — 13,913 158
Interest accruals 1,503 774 — — 2,277 —
Total UK 331,403 75,272 70,797 2,884 480,356 90,599
US
Central and local government 472 27,420 — 112 28,004 —
Manufacturing 3,369 89 91 — 3,549 6
Construction 730 30 8 — 768 —
Finance 33,811 24,672 21,023 3,818 83,324 22,059
Service industries and business activities 10,440 661 113 — 11,214 11
Agriculture, forestry and fishing 92 — — — 92 —
Property 5,215 5 39 — 5,259 15
Individuals
Home mortgages 34,783 922 — — 35,705 —
Other 14,396 — — — 14,396 —
Finance leases and instalment credit 2,973 — — — 2,973 —
Interest accruals 424 194 — — 618 2
Total US 106,705 53,993 21,274 3,930 185,902 22,093
Europe
Central and local government 297 301 — — 598 —
Manufacturing 6,429 — — — 6,429 —
Construction 2,382 — — — 2,382 —
Finance 8,259 2,214 450 8 10,931 —
Service industries and business activities 9,908 10 11 — 9,929 —
Agriculture, forestry and fishing 514 — — — 514 —
Property 5,078 49 — — 5,127 —
Individuals
Home mortgages 8,848 — — — 8,848 —
Other 3,585 105 — — 3,690 —
Finance leases and instalment credit 1,311 — — — 1,311 —
Interest accruals 115 26 — — 141 —
Total Europe 46,726 2,705 461 8 49,900 —
Rest of the World
Central and local government 243 1,709 1,379 — 3,331 —
Manufacturing 102 — 7 — 109 1
Construction 65 — — — 65 —
Finance 3,680 2,233 1,728 3 7,644 896
Service industries and business activities 1,610 24 17 — 1,651 —
Agriculture, forestry and fishing 3———3—
Property 112 — — — 112 1
Individuals
Home mortgages 216 — — — 216 —
Other 792 — — — 792 —
Finance lease and instalment credit ——— ———
Interest accruals 43 — — — 43 —
Total Rest of the World 6,866 3,966 3,131 3 13,966 898
35 Financial instruments (continued)