JP Morgan Chase 2008 Annual Report Download - page 109

JPMorgan Chase & Co./ 2008 Annual Report 107
The following tables present the geographic distribution of consumer credit outstandings by product as of December 31, 2008 and 2007, excluding
purchased credit-impaired loans.
Consumer loans by geographic region
Total Total
Total consumer consumer
December 31, 2008 Home Prime Subprime Option home loan Card All loans– Card loans–
(in billions) equity mortgage mortgage ARMs portfolio Auto reported other loans reported securitized managed
Excluding purchased
credit-impaired
California $ 23.2 $ 22.8 $ 2.2 $ 3.8 $ 52.0 $ 4.7 $ 14.8 $ 2.0 $ 73.5 $ 12.5 $ 86.0
New York 16.3 10.4 1.7 0.9 29.3 3.7 8.3 4.7 46.0 6.6 52.6
Texas 8.1 2.7 0.4 0.2 11.4 3.8 7.4 4.1 26.7 6.1 32.8
Florida 6.3 6.0 2.3 0.9 15.5 1.5 6.8 0.9 24.7 5.2 29.9
Illinois 7.2 3.3 0.7 0.3 11.5 2.2 5.3 2.5 21.5 4.6 26.1
Ohio 4.6 0.7 0.4 — 5.7 3.3 4.1 3.3 16.4 3.4 19.8
New Jersey 5.0 2.5 0.8 0.3 8.6 1.6 4.2 0.9 15.3 3.6 18.9
Michigan 3.6 1.3 0.4 — 5.3 1.5 3.4 2.8 13.0 2.8 15.8
Arizona 5.9 1.6 0.4 0.2 8.1 1.6 2.3 1.9 13.9 1.8 15.7
Pennsylvania 1.6 0.7 0.5 0.1 2.9 1.7 3.9 0.7 9.2 3.2 12.4
Washington 3.8 2.3 0.3 0.5 6.9 0.6 2.0 0.4 9.9 1.6 11.5
Colorado 2.4 1.9 0.3 0.3 4.9 0.9 2.1 0.9 8.8 2.1 10.9
All other 26.3 16.3 4.9 1.5 49.0 15.5 40.1 10.5 115.1 32.1 147.2
Total – excluding
purchased credit-
impaired $114.3 $ 72.5 $15.3 $ 9.0 $ 211.1 $ 42.6 $104.7 $ 35.6 $ 394.0 $ 85.6 $ 479.6
Consumer loans by geographic region
Total Total
Total consumer consumer
December 31, 2007 Home Prime Subprime Option home loan Card All loans– Card loans–
(in billions) equity mortgage mortgage ARMs portfolio Auto reported other loans reported securitized managed
Excluding purchased
credit-impaired
California $14.9 $11.4 $ 2.0 $ — $ 28.3 $ 5.0 $11.0 $ 1.0 $ 45.3 $ 9.6 $ 54.9
New York 14.4 6.4 1.6 — 22.4 3.6 6.6 4.2 36.8 5.6 42.4
Texas 6.1 1.7 0.3 — 8.1 3.7 5.8 3.5 21.1 5.4 26.5
Florida 5.3 3.9 2.5 — 11.7 1.6 4.7 0.5 18.5 4.2 22.7
Illinois 6.7 2.2 0.8 — 9.7 2.2 4.5 1.9 18.3 3.9 22.2
Ohio 4.9 0.5 0.5 — 5.9 2.9 3.3 2.6 14.7 3.1 17.8
New Jersey 4.4 1.4 0.8 — 6.6 1.7 3.3 0.5 12.1 3.1 15.2
Michigan 3.7 1.0 0.6 — 5.3 1.3 2.9 2.3 11.8 2.5 14.3
Arizona 5.7 1.1 0.4 — 7.2 1.8 1.7 1.8 12.5 1.4 13.9
Pennsylvania 1.6 0.4 0.5 — 2.5 1.7 3.2 0.5 7.9 2.9 10.8
Washington 1.6 0.4 0.3 — 2.3 0.6 1.4 0.2 4.5 1.3 5.8
Colorado 2.3 1.0 0.3 — 3.6 1.0 2.0 0.8 7.4 1.7 9.1
All other 23.2 9.2 4.8 — 37.2 15.3 34.0 8.9 95.4 28.0 123.4
Total – excluding
purchased credit-
impaired $94.8 $40.6 $15.4 $ — $150.8 $ 42.4 $84.4 $28.7 $306.3 $ 72.7 $ 379.0