ING Direct 2015 Annual Report Download - page 27

Contents
Who we are
Report of the
Management
Board
Corporate
Governance
Consolidated
annual accounts
Parent company
annual accounts
Other
information
Additional
information
in EUR million
2015
2015
2014
2014
2013
2013
Interest income
46,397
48,376
51,574
Interest expense
–33,653
–35,770
–39,610
Interest result 20
12,744
12,606
11,964
Investment income 21
127
213
305
Result on disposal of group companies 22
2
195
26
Gross commission income
3,420
3,314
3,345
Commission expense
–1,100
–1,023
–1,105
Commission income 23
2,320
2,291
2,240
Valuation results on non-trading derivatives 24
174
–370
281
Net trading income 25
1,159
561
485
Share of result from associates and joint ventures 7
493
76
22
Other income 26
51
102
4
Total income
17,070
15,674
15,327
Addition to loan loss provisions 6
1,347
1,594
2,289
Staff expenses 27
4,962
5,783
4,914
Other operating expenses 28
4,346
4,442
3,891
Total expenses
10,655
11,819
11,094
Result before tax
6,415
3,855
4,233
Taxation 35
1,684
1,032
1,080
Net result (before minority interests)
4,731
2,823
3,153
Net result attributable to Minority interests
72
79
90
Net result attributable to shareholder of the parent
4,659
2,744
3,063
Dividend per ordinary share (in euros)
4.73
2.63
6.35
Total amount of dividend paid (in millions of euros)
2,200
1,225
2,955
References relate to the accompanying notes. These form an integral part of the Consolidated annual accounts.
Reference is made to Note 1 ‘Accounting policies’ for information on Changes in presentation of the Consolidated annual accounts and
related notes.
Consolidated
profit and loss account
for the years ended 31 December
ING Bank Annual Report 2015 25