ING Direct 2015 Annual Report Download - page 20

Contents
Who we are
Report of the
Management
Board
Corporate
Governance
Consolidated
annual accounts
Parent company
annual accounts
Other
information
Additional
information
The Management Board Banking is required to prepare the
Annual Accounts and the Annual Report of ING Bank N.V. for
each financial year in accordance with applicable Dutch law
and those International Financial Reporting Standards (‘IFRS’)
that were endorsed by the European Union.
Conformity statement pursuant to section 5:25c
paragraph 2(c) of the Dutch Financial Supervision
Act (Wet op het financieel toezicht).
The Management Board Banking is responsible for
maintaining proper accounting records, for safeguarding
assets and for taking reasonable steps to prevent and detect
fraud and other irregularities. It is responsible for selecting
suitable accounting policies and applying them on a
consistent basis, making judgements and estimates that are
prudent and reasonable. It is also responsible for establishing
and maintaining internal procedures which ensure that all
major financial information is known to the Executive Board,
so that the timeliness, completeness and correctness of the
external financial reporting are assured.
As required by section 5:25c paragraph 2(c) of the Dutch
Financial Supervision Act, each of the signatories hereby
confirms that to the best of his or her knowledge:
• the ING Bank N.V. 2015 Annual Accounts give a true and
fair view of the assets, liabilities, financial position and
profit or loss of ING Bank N.V. and the enterprises included
in the consolidation taken as a whole; and
• the ING Bank N.V. 2015 Annual Report gives a true and fair
view of the position at the balance sheet date, the
development and performance of the business during the
financial year 2015 of ING Bank N.V. and the enterprises
included in the consolidation taken as a whole, together
with a description of the principal risks ING Bank N.V. is
being confronted with.
Amsterdam, 29 February 2016
the Management Board Banking
R.A.J.G. (Ralph) Hamers
CEO, chairman of Management Board Banking
J.V. (Koos) Timmermans
Vice-chairman and head of Market Leaders
P.G. (Patrick) Flynn
CFO
W.F. (Wilfred) Nagel
CRO
A. (Aris) Bogdaneris
Head of Challengers & Growth Markets
W.L.A. (Bill) Connelly
Head of Wholesale Banking
R.M.M. (Roel) Louwhoff
COO
Conformity statement
ING Bank Annual Report 2015 18