Huntington National Bank 2015 Annual Report Download - page 95
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87
The period-end ACL as a percentage of total loans and leases decreased to 1.33% from 1.40% a year ago, while the ACL as a
percentage of period-end total NALs decreased to 180% from 222%. Management believes the level of the ACL is appropriate given
the credit quality metrics and the current composition of the overall loan and lease portfolio.