Huntington National Bank 2015 Annual Report Download - page 142

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134
Other 130 (2) 5 35,476 (3,153)
Total CRE—Office 32 73,534 907 29 53,753 (3,578)
CRE—Industrial and warehouse: (3)
Interest rate reduction — — 2 4,046 —
Amortization or maturity date change 13 6,383 1,279 17 9,187 164
Other — — 1 977 —
Total CRE—Industrial and Warehouse 13 6,383 1,279 20 14,210 164
CRE—Other commercial real estate: (3)
Interest rate reduction 8 5,224 146
Amortization or maturity date change 27 9,961 71 55 76,353 (2,789)
Other 2 234 (22) 4 1,809 (127)
Total CRE—Other commercial real estate 29 10,195 49 67 83,386 (2,770)
Automobile: (3)
Interest rate reduction 41 121 5 92 758 15
Amortization or maturity date change 1,591 12,268 533 1,880 12,120 151
Chapter 7 bankruptcy 926 7,390 423 625 4,938 66
Other —— ——— —
Total Automobile 2,558 19,779 961 2,597 17,816 232
Residential mortgage: (3)
Interest rate reduction 15 1,565 (61) 27 3,692 19
Amortization or maturity date change 518 57,859 (455) 333 44,027 552
Chapter 7 bankruptcy 139 14,183 (164) 182 18,635 715
Other 11 1,266 5 526 5
Total Residential mortgage 683 74,873 (680) 547 66,880 1,291
First-lien home equity: (3)
Interest rate reduction 37 3,665 112 193 15,172 764
Amortization or maturity date change 204 19,005 (953) 289 23,272 (1,051)
Chapter 7 bankruptcy 117 7,350 428 105 7,296 727
Other —— ——— —
Total First-lien home equity 358 30,020 (413) 587 45,740 440
Junior-lien home equity: (3)
Interest rate reduction 18 734 49 187 6,960 296
Amortization or maturity date change 1,387 60,018 (9,686) 1,467 58,129 (6,955)
Chapter 7 bankruptcy 213 2,505 3,843 201 3,014 3,141
Other —— ——— —
Total Junior-lien home equity 1,618 63,257 (5,794) 1,855 68,103 (3,518)
Other consumer: (3)
Interest rate reduction 1 96 3 7 123 3
Amortization or maturity date change 10 198 8 48 1,803 12
Chapter 7 bankruptcy 11 69 9 25 483 (50)
Other —— ——— —
Total Other consumer 22 363 20 80 2,409 (35)
Total new troubled debt restructurings 6,191 $ 894,700 $ (14,533) 6,342 $ 667,315 $ (11,553)
(1) TDRs may include multiple concessions and the disclosure classifications are based on the primary concession provided to the
borrower.
(2) Amounts represent the financial impact via provision (recovery) for loan and lease losses as a result of the modification.
(3) Post-modification balances approximate pre-modification balances. The aggregate amount of charge-offs as a result of a
restructuring are not significant.