Huntington National Bank 2015 Annual Report Download - page 13

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5
Glossary of Acronyms and Terms
The following listing provides a comprehensive reference of common acronyms and terms used throughout the document:
ABL Asset Based Lending
ABS Asset-Backed Securities
ACL Allowance for Credit Losses
AFCRE Automobile Finance and Commercial Real Estate
AFS Available-for-Sale
ALCO Asset-Liability Management Committee
ALLL Allowance for Loan and Lease Losses
ARM Adjustable Rate Mortgage
ASC Accounting Standards Codification
ASU Accounting Standards Update
ATM Automated Teller Machine
AULC Allowance for Unfunded Loan Commitments
Basel III Refers to the final rule issued by the FRB and OCC and published in the Federal Register on October
11, 2013
BHC Bank Holding Companies
C&I Commercial and Industrial
Camco Financial Camco Financial Corp.
CCAR Comprehensive Capital Analysis and Review
CDO Collateralized Debt Obligations
CDs Certificate of Deposit
CET1 Common equity tier 1 on a transitional Basel III basis
CFPB Bureau of Consumer Financial Protection
CFTC Commodity Futures Trading Commission
CMO Collateralized Mortgage Obligations
CRE Commercial Real Estate
Dodd-Frank Act Dodd-Frank Wall Street Reform and Consumer Protection Act
DTA/DTL Deferred Tax Asset/Deferred Tax Liability
E&P Exploration and Production
EFT Electronic Fund Transfer
EPS Earnings Per Share
EVE Economic Value of Equity
Fannie Mae (see FNMA)
FASB Financial Accounting Standards Board
FDIC Federal Deposit Insurance Corporation
FDICIA Federal Deposit Insurance Corporation Improvement Act of 1991
FHA Federal Housing Administration
FHLB Federal Home Loan Bank
FHLMC Federal Home Loan Mortgage Corporation
FICO Fair Isaac Corporation
FNMA Federal National Mortgage Association
FRB Federal Reserve Bank
Freddie Mac (see FHLMC)
FTE Fully-Taxable Equivalent
FTP Funds Transfer Pricing
GAAP Generally Accepted Accounting Principles in the United States of America
GNMA Government National Mortgage Association, or Ginnie Mae
HAA Huntington Asset Advisors, Inc.
HAMP Home Affordable Modification Program