Huntington National Bank 2015 Annual Report Download - page 74
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66
Table 24 - Deposit Composition
(dollar amounts in millions) At December 31,
2015 2014 2013 2012 2011
By Type:
Demand deposits—noninterest-
bearing $16,480 30% $15,393 30% $13,650 29% $12,600 27% $11,158 26%
Demand deposits—interest-bearing 7,682 14 6,248 12 5,880 12 6,218 13 5,722 13
Money market deposits 19,792 36 18,986 37 17,213 36 14,691 32 13,117 30
Savings and other domestic
deposits 5,246 9 5,048 10 4,871 10 5,002 11 4,698 11
Core certificates of deposit 2,382 4 2,936 5 3,723 8 5,516 12 6,513 15
Total core deposits: 51,582 93 48,611 94 45,337 95 44,027 95 41,208 95
Other domestic deposits of $250,000 or
more 501 1 198 — 274 1 354 1 390 1
Brokered deposits and negotiable CDs 2,944 5 2,522 5 1,580 3 1,594 3 1,321 3
Deposits in foreign offices 268 1 401 1 316 1 278 1 361 1
Total deposits $55,295 100% $51,732 100% $47,507 100% $46,253 100% $43,280 100%
Total core deposits:
Commercial $24,474 47% $22,725 47% $19,982 44% $18,358 42% $16,366 40%
Consumer 27,108 53 25,886 53 25,355 56 25,669 58 24,842 60
Total core deposits $51,582 100% $48,611 100% $45,337 100% $44,027 100% $41,208 100%
The following table reflects short-term borrowings detail for each of the last three years:
Table 25 - Federal Funds Purchased and Repurchase Agreements
(dollar amounts in thousands) At December 31,
2015 2014 2013
Weighted average interest rate at year-end
Federal Funds purchased and securities sold under agreements to repurchase 0.13% 0.08% 0.06%
Federal Home Loan Bank advances — 0.14 0.02
Other short-term borrowings 0.27 1.11 2.59
Maximum amount outstanding at month-end during the year
Federal Funds purchased and securities sold under agreements to repurchase $1,119,771 $1,491,350 $ 787,127
Federal Home Loan Bank advances 1,850,000 2,375,000 1,800,000
Other short-term borrowings 42,793 56,124 19,497
Average amount outstanding during the year
Federal Funds purchased and securities sold under agreements to repurchase $ 783,952 $ 987,156 $ 692,481
Federal Home Loan Bank advances 541,781 1,753,045 702,262
Other short-term borrowings 20,001 20,797 7,815
Weighted average interest rate during the year
Federal Funds purchased and securities sold under agreements to repurchase 0.06% 0.07% 0.08%
Federal Home Loan Bank advances 0.16 0.06 0.04
Other short-term borrowings 1.17 1.63 1.79
The Bank maintains borrowing capacity at the FHLB and the Federal Reserve Bank Discount Window. The Bank does not
consider borrowing capacity from the Federal Reserve Bank Discount Window as a primary source of liquidity. Information regarding
amounts pledged, for the ability to borrow if necessary, and the unused borrowing capacity at both the Federal Reserve Bank and the
FHLB, is outlined in the following table: