Barclays 2006 Annual Report Download - page 99

Barclays PLC
Annual Report 2006 95
Operating review
1
Risk management
Statistical information
Statistical and other risk information
This section of the report contains supplementary information that is more detailed or contains longer histories than the data presented in the
discussion. For commentary on this information, please refer to the preceding text (pages 76 to 107).
Barclays applied International Financial Reporting Standards (IFRS) with effect from 1st January 2004, with the exception of IAS 32, IAS 39 and
IFRS 4, which were applied from 1st January 2005.
N/a has been included in the tables where, as a result of the application of IAS 32, IAS 39 and IFRS 4 in 2005 and UK GAAP in 2004, the disclosure is
not applicable.
Credit risk management
Table 1: Risk Tendency by business
2006 2005
£m £m
UK Banking 515 430
UK Retail Banking 225 180
UK Business Banking 290 250
Barclaycard 1,410 1,100
International Retail and Commercial Banking 220 175
International Retail and Commercial Banking – excluding Absa 75 75
International Retail and Commercial Banking – Absa 145 100
Barclays Capital 95 110
Barclays Wealth 10 5
Head office functions and other operations(a) 10 25
Risk Tendency by business 2,260 1,845
(Also see chart on page 77.)
Table 2: Loans and advances
2006 2005
£m £m
Retail businesses
Banks ––
Customers 139,350 134,420
Total retail businesses(b) 139,350 134,420
Wholesale businesses
Banks 30,930 31,109
Customers 146,281 137,922
Total wholesale businesses(b) 177,211 169,031
Loans and advances 316,561 303,451
Notes
(a) Head office functions and other operations comprises discontinued business in transition.
(b) Prior year analysis of loans and advances between retail business and wholesale and corporate business has been reclassified to reflect enhanced methodology
implemented in the current year.