Barclays 2004 Annual Report Download - page 87
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Table 33: Ratios of general and specific provision balances
2004 2003 2002 2001 2000
%% % % %
Specific provisions balances coverage of non-performing loans 55.3 51.9 48.4 49.7 46.2
General provisions balances coverage of performing loans (excluding trading book) 0.26 0.43 0.43 0.47 0.52
General provisions coverage of performing loans (including trading book) 0.17 0.28 0.28 0.33 0.38
(Also see chart on page 60.)
Liquidity Risk Management
Table 34: Analysis of weighted-average receive fixed and pay fixed rates by reset maturity date and nominal amount at 31st December 2004
Sterling denominated contracts Non-sterling denominated contracts
Pay fixed Receive fixed Pay fixed Receive fixed
Nominal Average Nominal Average Nominal Average Nominal Average
amount rate amount rate amount rate amount rate
£m % £m % £m % £m %
Reset maturity date
Not more than three months 993 4.60 1,380 6.23 776 2.66 671 2.67
Over three months but not
more than six months 2,633 5.11 1,242 6.43 778 2.70 385 3.70
Over six months but not
more than one year 1,553 4.62 4,221 5.70 3,063 2.88 854 4.58
Over one year but not
more than five years 5,806 5.24 24,250 5.04 2,382 4.23 4,711 4.03
Over five years 4,475 4.63 6,520 5.92 1,499 4.53 5,647 6.45
Total 15,460 4.94 37,613 5.36 8,498 3.51 12,268 5.10
Table 35: Analysis of weighted-average receive variable and pay variable rates by reset maturity date and nominal amount at
31st December 2004
Sterling denominated contracts Non-sterling denominated contracts
Receive variable Pay variable Receive variable Pay variable
Nominal Average Nominal Average Nominal Average Nominal Average
amount rate amount rate amount rate amount rate
£m % £m % £m % £m %
Reset maturity date
Not more than three months 17,093 4.24 29,649 5.10 10,070 2.26 13,073 2.66
Over three months but not
more than six months 5,725 4.96 15,821 5.03 1,601 2.35 2,433 2.51
Over six months but not
more than one year 542 5.05 43 5.31 633 2.19 144 2.95
Over one year but not
more than five years ––––––4242.27
Over five years ––––––––
Total 23,360 4.44 45,513 5.07 12,304 2.26 16,074 2.63
85
Barclays PLC Annual Report 2004