Barclays 2004 Annual Report Download - page 254
Download and view the complete annual report
Please find page 254 of the 2004 Barclays annual report below. You can navigate through the pages in the report by either clicking on the pages listed below, or by using the keyword search tool below to find specific information within the annual report.-
1 -
2
-
3
-
4
-
5
-
6
-
7
-
8
-
9
-
10
-
11
-
12
-
13
-
14
-
15
-
16
-
17
-
18
-
19
-
20
-
21
-
22
-
23
-
24
-
25
-
26
-
27
-
28
-
29
-
30
-
31
-
32
-
33
-
34
-
35
-
36
-
37
-
38
-
39
-
40
-
41
-
42
-
43
-
44
-
45
-
46
-
47
-
48
-
49
-
50
-
51
-
52
-
53
-
54
-
55
-
56
-
57
-
58
-
59
-
60
-
61
-
62
-
63
-
64
-
65
-
66
-
67
-
68
-
69
-
70
-
71
-
72
-
73
-
74
-
75
-
76
-
77
-
78
-
79
-
80
-
81
-
82
-
83
-
84
-
85
-
86
-
87
-
88
-
89
-
90
-
91
-
92
-
93
-
94
-
95
-
96
-
97
-
98
-
99
-
100
-
101
-
102
-
103
-
104
-
105
-
106
-
107
-
108
-
109
-
110
-
111
-
112
-
113
-
114
-
115
-
116
-
117
-
118
-
119
-
120
-
121
-
122
-
123
-
124
-
125
-
126
-
127
-
128
-
129
-
130
-
131
-
132
-
133
-
134
-
135
-
136
-
137
-
138
-
139
-
140
-
141
-
142
-
143
-
144
-
145
-
146
-
147
-
148
-
149
-
150
-
151
-
152
-
153
-
154
-
155
-
156
-
157
-
158
-
159
-
160
-
161
-
162
-
163
-
164
-
165
-
166
-
167
-
168
-
169
-
170
-
171
-
172
-
173
-
174
-
175
-
176
-
177
-
178
-
179
-
180
-
181
-
182
-
183
-
184
-
185
-
186
-
187
-
188
-
189
-
190
-
191
-
192
-
193
-
194
-
195
-
196
-
197
-
198
-
199
-
200
-
201
-
202
-
203
-
204
-
205
-
206
-
207
-
208
-
209
-
210
-
211
-
212
-
213
-
214
-
215
-
216
-
217
-
218
-
219
-
220
-
221
-
222
-
223
-
224
-
225
-
226
-
227
-
228
-
229
-
230
-
231
-
232
-
233
-
234
-
235
-
236
-
237
-
238
-
239
-
240
-
241
-
242
-
243
-
244 -
245 -
246 -
247 -
248 -
249 -
250 -
251 -
252 -
253 -
254 -
255 -
256
 |
 |
Annual Report 2004 index
252
Loans and advances to banks
interest rate sensitivity 73
maturity analysis 73
notes to the accounts 145
Loans and advances to customers
interest rate sensitivity 74
maturity analysis 76
notes to the accounts 147
Loan capital
dated 163
undated 161
Memorandum and Articles of Association 244
Memorandum items 135
Minority interests 144
Net interest income 97
average balance sheet 98
Off balance sheet arrangements 120
Other operating income 139
Parent company accounts (Barclays PLC) 138
Pensions
directors 32
pension costs 140
Potential credit risk loans 56
Presentation of information 41
Private Clients
business analysis 108
business description 89
senior management 248
Private Clients and International
business analysis 108
business description 89
Profit and loss
consolidated 132
consolidated (Barclays Bank) 228
Provision for bad and doubtful debts
net charge to profit and loss account 58
notes to the accounts 150
risk management 57
Recent developments 91
Related party transactions 184
Remuneration report 27
Results by business 106
Results by nature of income and expense 97
Retirement benefits 191
Risk factors 42
Risk management 44
Risk tendency 50
SEC Form 20-F 225
Securitisation
UK disclosure 149
US disclosure 217
Segmental analysis
by class of business 188
by geographical segments 190
Share capital
called up 165
Shareholder information 241
Shareholders’ funds 167
Short-term borrowings 116
Statement of total recognised gains and losses
consolidated 133
consolidated (Barclays Bank) 229
Subsidiary undertakings 195
Supervision and regulation 90
Tangible fixed assets 155
Taxation
deferred tax 159
notes to the accounts 143
shareholder information 245
UK Banking
business analysis 106
business description 89
senior management 248
UK Business Banking
business analysis 107
business description 89
UK Retail Banking
business analysis 106
business description 89
US GAAP
Barclays Bank 237
differences from UK GAAP accounting principles 196
financial data 239