Barclays 2004 Annual Report Download - page 5

3
Barclays PLC Annual Report 2004
For further information on business performance see pages 106 to 112
UK Banking
Delivers banking solutions to Barclays UK retail and business
banking customers. It offers a range of integrated products and
services and access to the expertise of other Group businesses
through a variety of channels comprising: the branch network,
automated teller machines, telephone banking, online banking
and relationship managers.
UK Retail Banking comprises Personal Customers, Mortgages,
Small Business and UK Premier. It serves some 14 million personal
customers, 273,000 Premier banking customers and 566,000
Small Business customers, through 2,061 branches.
UK Business Banking provides relationship banking to the Group’s
larger and medium business customers in the UK, and has
relationships with 179,000 customers.
Private Clients
Serves affluent, high net worth and corporate clients,
primarily in the UK and continental Europe, providing
private banking, offshore banking, stockbroking and asset
management services, as well as financial planning services
to a broader customer base. Private Clients includes the
closed life assurance activities.
Private Clients has over 300,000 affluent and high net worth
clients, and includes Barclays Stockbrokers, which is the largest
execution only broker in the UK.
International
Provides a range of banking services, including current
accounts, savings, investments, mortgages and consumer
loans to personal and corporate customers across Spain,
Portugal, France, Italy, the Caribbean, Africa and the
Middle East.
In total, International serves 2.2 million customers through
841 international branches in 16 countries. Barclays Spain
serves 500,000 customers, and Barclays Africa and Middle
East operates through 230 branches and has 1.4 million
customer accounts.
Barclaycard
Is a multi-brand credit card and consumer lending business
with an increasing international presence, and is one of the
leading credit card businesses in Europe.
In the UK, Barclaycard manages the Barclaycard branded credit
cards, Barclays branded consumer loans, mostly Barclayloan,
and also comprises FirstPlus, Clydesdale Financial Services and
Monument. Barclaycard Business processes card payments
for retailers and merchants and issues cards to corporate
customers. Outside the UK, Barclaycard International has
businesses in the United States, Germany, Spain, Greece, Italy,
Portugal, Republic of Ireland and across Africa.
Barclaycard has 15.6 million cards in issue.
Barclays Capital
A leading global investment bank which provides large
corporate, institutional and government clients with solutions
to their financing and risk management needs.
Activities are primarily divided between two areas: Rates, which
includes fixed income, foreign exchange, commodities, emerging
markets, money markets sales, trading and research, prime
brokerage and equity-related activities; and Credit, which includes
origination, sales, trading and research relating to loans, debt
capital markets, structured capital markets, commercial mortgage
backed securities, private equity and large asset leasing.
Barclays Global Investors (BGI)
One of the world’s largest asset managers and a leading
global provider of investment management products
and services, serving over 2,600 institutional clients in 48
countries, with over £700bn assets under management.
BGI is the global product leader in Exchange Traded Funds
(iShares), with over 100 funds available for institutions and
individuals trading in ten markets worldwide.