Barclays 2004 Annual Report Download - page 76

Risk management
Statistical information
74
Table 6: Interest rate sensitivity of loans and advances to customers
2004 2003
Fixed Variable Fixed Variable
rate rate Total rate rate Total
At 31st December £m £m £m £m £m £m
Banking business:
United Kingdom 40,515 118,579 159,094 35,998 107,811 143,809
Other European Union 2,754 17,639 20,393 4,159 14,868 19,027
United States 1,915 6,069 7,984 13,572 3,573
Rest of the World 3,080 2,096 5,176 2,738 1,772 4,510
Total banking business 48,264 144,383 192,647 42,896 128,023 170,919
Total trading business 30,743 34,356 65,099 26,587 32,374 58,961
Total 79,007 178,739 257,746 69,483 160,397 229,880
Table 7: Loans and advances to customers booked in offices in the UK – banking business
2004 2003 2002 2001 2000
At 31st December £m £m £m £m £m
Financial institutions 11,947 7,721 6,158 5,616 4,215
Agriculture, forestry and fishing 1,947 1,766 1,747 1,626 1,689
Manufacturing 6,282 5,967 6,435 6,766 7,573
Construction 2,476 1,883 1,825 1,779 1,666
Property 7,933 6,341 5,695 5,600 5,130
Energy and water 936 1,286 1,290 1,153 1,120
Wholesale and retail distribution and leisure 9,751 8,886 7,858 7,571 7,531
Transport 2,275 2,579 2,366 1,894 1,353
Communications 454 476 694 368 180
Business and other services 14,281 12,030 11,693 10,581 9,894
Home loans 64,481 61,905 58,436 50,945 47,235
Other personal 23,313 21,905 21,357 19,678 18,200
Overseas customers 7,612 5,477 6,201 6,472 5,024
153,688 138,222 131,755 120,049 110,810
Finance lease receivables 5,406 5,587 4,145 4,205 4,504
Total 159,094 143,809 135,900 124,254 115,314
(See also chart on page 54.)
The category ‘other personal’ includes credit cards, personal loans and personal overdrafts.
The industry classifications in tables 7-9 have been prepared at the level of the borrowing entity. This means that a loan to the subsidiary of
a major corporation is classified by the industry in which the subsidiary operates, even though the parent’s predominant business may be in a
different industry. Loans to customers domiciled outside the country where the office recording the transaction is located are shown in the table
under ‘Overseas customers’ and not by industry.