Equifax 2007 Annual Report Download - page 2

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Business Description
Equifax empowers businesses and consumers with information they can trust. We are a global leader in
credit, risk and marketing information solutions, employment and income verifi cation, as well as human
resources business process outsourcing services. Leveraging one of the largest sources of consumer and
commercial data, along with advanced analytics and proprietary technology, we create customized insights
that enrich both the performance of businesses and the lives of consumers.
Customers have trusted Equifax for more than 100 years to deliver innovative solutions with the highest
integrity and reliability. Businesses – large and small – rely on us for consumer and business credit intelligence,
portfolio management, fraud detection, decisioning technology, marketing tools, workforce solutions, and
much more. We empower individual consumers to manage their personal credit information, protect their
identities and maximize their fi nancial well-being.
Headquartered in Atlanta, Georgia, Equifax Inc. employs approximately 7,000 people in 14 countries
throughout North America, Latin America and Europe. Equifax is a member of Standard & Poor’s (S&P)
500® Index. Our common stock is traded on the New York Stock Exchange under the symbol EFX.
Twelve Months Ended
December 31,
(Dollars in millions, except per share amounts) 2007 2006 Change
Operating revenue $ 1,843.0 $ 1,546.3 19%
Operating income $ 486.2 $ 436.1 11%
Operating margin 26.4% 28.2% nm
Net income $ 272.7 $ 274.5 -1%
Diluted earnings per share $ 2.02 $ 2.12 -5%
Weighted-average common shares outstanding (diluted) $ 135.1 129.4 4%
Cash provided by operating activities $ 449.9 $ 372.1 21%
Stock price per share at December 31, $ 36.36 $ 40.60 -10%
Diluted earnings per share, adjusted for certain items (Non-GAAP)* $ 2.32 $ 2.16 7%
nm – not meaningful
*See reconciliation of non-GAAP financial measures to the corresponding GAAP financial measures on page 11.
Financial Highlights
Our customers are better informed through our unique
data on business, employment and consumers.
INFORM
Our analytics leverage our unique data to provide powerful
insights that help enrich business customers’ performance
and consumers’ lives.
ENRICH
Our proprietary technology delivers information solutions
and insights that empower customers to make the right
decisions at the right time – and with greater confi dence.
EMPOWER
Contents
Letter To Shareholders 1
Business Units Highlights 4
Board of Directors,
Corporate Offi cers and Contacts 9
Shareholder Information 10
Reconciliations Related to
Non-GAAP Financial Measures 11
Comparative Five-Year
Cumulative Total Return 12
2007 Form 10-K 13
Board of Directors Bios Inside Back Cover