eTrade 2012 Annual Report Download - page 90

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STATISTICAL DISCLOSURE BY BANK HOLDING COMPANIES
The following table outlines the information required by the SEC’s Industry Guide 3, “Statistical Disclosure
by Bank Holding Companies.” These disclosures are at the enterprise level.
Required Disclosure Page
Distribution of Assets, Liabilities and Shareholders’ Equity; Interest Rates and Operating Interest
Differential
Average Balance Sheet and Analysis of Net Interest Income 37
Net Operating Interest Income—Volumes and Rates Analysis 88
Investment Portfolio
Investment Portfolio—Book Value and Fair Value 90
Investment Portfolio Maturity 91
Loan Portfolio
Loans by Type 89
Loan Maturities 89
Loan Sensitivities 89
Risk Elements
Nonaccrual, Past Due and Restructured Loans 76
Past Due Interest 77
Policy for Nonaccrual 112
Potential Problem Loans 78
Summary of Loan Loss Experience
Analysis of Allowance for Loan Losses 75
Allocation of the Allowance for Loan Losses 75
Deposits
Average Balance and Average Rates Paid 37
Time Deposit Maturities 150
Time Deposits in Excess of the FDIC Deposit Insurance Coverage Limits 150
Return on Equity and Assets 38
Short-Term Borrowings 92
87