eTrade 2003 Annual Report Download - page 138

Exhibit 23.1
INDEPENDENT AUDITORS’ CONSENT
E*TRADE Australia Limited
E*TRADE Benelux SA
E*TRADE Asia Ltd.
TIR Holdings (Brazil) Limitada
E*TRADE Canada Securities Corporation
EGI Canada Corporation
E*TRADE Technologies Corporation
VERSUS Brokerage Services (U.S.) Inc.
3045175 Nova Scotia Company NSULC
3744221 Canada Inc.
TIR (Holdings) Limited
E*TRADE Bank A/S
E*TRADE SARL
E*TRADE Germany Communications GmbH
ETRADE Securities (Hong Kong) Limited
ETRADE Securities Limited
ETRADE Global Research Limited
ETRADE Finance (Hong Kong) Limited
ETRADE Asia Services Limited
E TRADE Systems India Private Limited
E*TRADE Europe Securities Limited
E*TRADE Web Services Limited
E*TRADE Europe Services Limited
E*TRADE Iceland HF
E*TRADE Israel Electronic Commerce Ltd.
E*TRADE Italia S.r.l.
E*TRADE Korea Co., Ltd.
E*TRADE Europe Holdings B.V.
E*TRADE Securities Corporation
E TRADE Nordic AB
E*TRADE South Africa (Pty) Limited
E TRADE Sverige AB
TIR Securities (UK) Limited
E*TRADE UK (Holdings) Limited
E*TRADE UK Limited
E*TRADE UK Nominees Limited
Electronic Share Information Ltd.
E*TRADE Global Services, Ltd.
E*TRADE Securities Limited
We consent to the incorporation by reference in the following Registration Statements of E*TRADE Financial Corporation, formerly
E*TRADE Group Inc., of our report dated March 9, 2004 (which report expresses an unqualified opinion and includes an explanatory
paragraph relating to the Company’s change in its method of accounting for goodwill and other intangible assets to conform to Statement of
Financial Accounting Standards No. 142, Goodwill and Other Intangible Assets , appearing in and incorporated by reference in this Annual
Report on Form 10-K of E*TRADE Financial Corporation for the year ended December 31, 2003.
Filed on Form S-3:
Filed on Form S-4:
Filed on Form S-8:
/s/ Deloitte & Touche LLP
McLean, Virginia
March 9, 2004
Exhibit 31.1
I, Mitchell H. Caplan, certify that:
Registration Statement Nos.: 333-86925, 333-89809, 333-90557, 333-90963, 333-91527,
333-94457, 333-35802, 333-36748, 333-41628, 333-44538,
333-51276, 333-57316, 333-57158, 333-57160, 333-63702,
333-64102, 333-74486, 333-74650, 333-74776, 333-100185,
333
-
104903
Registration Statement Nos.:
333
-
91467, 333
-
62230
Registration Statement Nos.: 333-12503, 333-52631, 333-62333, 333-72149, 333-35068,
333-35074, 333-37892, 333-44608, 333-44610, 333-54904,
333-56002, 333-81702, 333-100185, 333-98417, 333-98419,
333
-
98421
1.
I have reviewed this annual report on Form 10
-
K of E*TRADE Financial Corporation;
2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to
make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the
period covered by this report;
3. Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material
respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;
4. The registrant’s other certifying officers and I are responsible for establishing and maintaining disclosure controls and procedures (as
defined in Exchange Act Rules 13a
-
15(e) and 15d
-
15(e)) for the registrant and have:
a) designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our
supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to
us by others within those entities, particularly during the period in which this report is being prepared;