Mercury Insurance 2012 Annual Report Download - page 21

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MERCURY GENERAL CORPORATION
INDEX TO FORM 10-K
Page
Item 1
Item 1A
Item 1B
Item 2
Item 3
Item 4 Mine Safety Disclosures
Item 5
Item 6
Item 7
Item 7A
Item 8
Item 9
Item 9A
Item 9B
Item 10
Item 11
Item 12
Item 13
Item 14
Item 15
PART I.
Business 1
General 1
Website Access to Information 2
Organization 2
Production and Servicing of Business 3
Underwriting 3
Claims 3
Losses and Loss Adjustment Expenses Reserves and Reserve Development 3
Statutory Accounting Principles 6
Investments 7
Competitive Conditions 9
Reinsurance 9
Regulation 10
Executive Officers of the Company 12
Risk Factors 13
Unresolved Staff Comments 25
Properties 25
Legal Proceedings 25
25
PART II.
Market For Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases
of Equity Securities 26
Selected Financial Data 28
Management’s Discussion and Analysis of Financial Condition and Results of Operations 29
Quantitative and Qualitative Disclosures about Market Risks 48
Financial Statements and Supplementary Data 51
Changes in and Disagreements with Accountants on Accounting and Financial Disclosure 81
Controls and Procedures 81
Other Information 81
PART III.
Directors, Executive Officers, and Corporate Governance 82
Executive Compensation 82
Security Ownership of Certain Beneficial Owners and Management and Related Stockholder
Matters 82
Certain Relationships and Related Transactions, and Director Independence 82
Principal Accounting Fees and Services 82
PART IV.
Exhibits and Financial Statement Schedules 83
SIGNATURES 86
Report of Independent Registered Public Accounting Firm S-1
Financial Statement Schedules S-7