Huntington National Bank 2012 Annual Report Download - page 139

Download and view the complete annual report

Please find page 139 of the 2012 Huntington National Bank annual report below. You can navigate through the pages in the report by either clicking on the pages listed below, or by using the keyword search tool below to find specific information within the annual report.

Page out of 212

  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
  • 8
  • 9
  • 10
  • 11
  • 12
  • 13
  • 14
  • 15
  • 16
  • 17
  • 18
  • 19
  • 20
  • 21
  • 22
  • 23
  • 24
  • 25
  • 26
  • 27
  • 28
  • 29
  • 30
  • 31
  • 32
  • 33
  • 34
  • 35
  • 36
  • 37
  • 38
  • 39
  • 40
  • 41
  • 42
  • 43
  • 44
  • 45
  • 46
  • 47
  • 48
  • 49
  • 50
  • 51
  • 52
  • 53
  • 54
  • 55
  • 56
  • 57
  • 58
  • 59
  • 60
  • 61
  • 62
  • 63
  • 64
  • 65
  • 66
  • 67
  • 68
  • 69
  • 70
  • 71
  • 72
  • 73
  • 74
  • 75
  • 76
  • 77
  • 78
  • 79
  • 80
  • 81
  • 82
  • 83
  • 84
  • 85
  • 86
  • 87
  • 88
  • 89
  • 90
  • 91
  • 92
  • 93
  • 94
  • 95
  • 96
  • 97
  • 98
  • 99
  • 100
  • 101
  • 102
  • 103
  • 104
  • 105
  • 106
  • 107
  • 108
  • 109
  • 110
  • 111
  • 112
  • 113
  • 114
  • 115
  • 116
  • 117
  • 118
  • 119
  • 120
  • 121
  • 122
  • 123
  • 124
  • 125
  • 126
  • 127
  • 128
  • 129
  • 130
  • 131
  • 132
  • 133
  • 134
  • 135
  • 136
  • 137
  • 138
  • 139
  • 140
  • 141
  • 142
  • 143
  • 144
  • 145
  • 146
  • 147
  • 148
  • 149
  • 150
  • 151
  • 152
  • 153
  • 154
  • 155
  • 156
  • 157
  • 158
  • 159
  • 160
  • 161
  • 162
  • 163
  • 164
  • 165
  • 166
  • 167
  • 168
  • 169
  • 170
  • 171
  • 172
  • 173
  • 174
  • 175
  • 176
  • 177
  • 178
  • 179
  • 180
  • 181
  • 182
  • 183
  • 184
  • 185
  • 186
  • 187
  • 188
  • 189
  • 190
  • 191
  • 192
  • 193
  • 194
  • 195
  • 196
  • 197
  • 198
  • 199
  • 200
  • 201
  • 202
  • 203
  • 204
  • 205
  • 206
  • 207
  • 208
  • 209
  • 210
  • 211
  • 212

131
Commercial and
Industrial
Commercial
Real Estate Automobile Home Equity
Residential
Mortgage
Other
Consumer Total
ALLL at December 31, 2010
(dollar amounts in thousands)
Portion of ending balance:
Attributable to loans
individually evaluated for
impairment 63,307 65,130 1,477 1,498 11,780 668 143,860
Attributable to loans
collectively evaluated for
impairment 277,307 523,121 48,011 149,132 81,509 26,068 1,105,148
ALLL balance at December
31, 2010: $ 340,614 $ 588,251 $ 49,488 $ 150,630 $ 93,289 $ 26,736 $ 1,249,008
Loans and Leases at December
31, 2010:
(dollar amounts in thousands)
Portion of ending balance:
Individually evaluated for
impairment 198,120 310,668 29,764 37,257 334,207 9,565 919,581
Collectively evaluated for
impairment 12,865,173 6,340,488 5,584,947 7,675,897 4,166,159 554,262 37,186,926
Total loans evaluated for
impairment $ 13,063,293 $ 6,651,156 $ 5,614,711 $ 7,713,154 $ 4,500,366 $ 563,827 $ 38,106,507
Portion of ending balance:
With allowance assigned to
the loan and lease balances $ 173,243 $ 241,256 $ 29,764 $ 37,257 $ 334,207 $ 9,565 $ 825,292
With no allowance assigned
to the loan and lease
balances 24,877 69,412 --- --- --- --- 94,289
Total$ 198,120 $ 310,668 $ 29,764 $ 37,257 $ 334,207 $ 9,565 $ 919,581
Average balance of impaired
loans$ 230,647 $ 471,080 $ 26,281 $ 33,808 $ 293,256 $ 9,163 $ 1,064,235
ALLL on impaired loans 63,308 65,129 1,477 1,498 11,780 668 143,860
The following tables present by class the ending, unpaid principal balance, and the related ALLL, along with the average balance
and interest income recognized only for loans and leases individually evaluated for impairment and purchased credit-impaired loans
for the years ended December 31, 2012 and 2011 (1), (2):
Year Ended
December 31, 2012 December 31, 2012
Unpaid Interest
Ending Principal Related Average Income
(dollar amounts in thousands) Balance Balance (5) Allowance Balance Recognized
With no related allowance recorded:
Commercial and industrial:
Owner occupied $ 1,050 $ 1,091 $ --- $ 4,246 $ 77
Purchased credit-impaired 54,472 80,294 --- 57,602 2,359
Other commercial and
industrial 31,841 54,520 --- 11,922 555
Total commercial and industrial $ 87,363 $ 135,905 $ --- $ 73,770 $ 2,991
Commercial real estate:
Retail properties $ 54,216 $ 56,569 $ --- $ 51,939 $ 2,758