Huntington National Bank 2012 Annual Report Download - page 137

Download and view the complete annual report

Please find page 137 of the 2012 Huntington National Bank annual report below. You can navigate through the pages in the report by either clicking on the pages listed below, or by using the keyword search tool below to find specific information within the annual report.

Page out of 212

  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
  • 8
  • 9
  • 10
  • 11
  • 12
  • 13
  • 14
  • 15
  • 16
  • 17
  • 18
  • 19
  • 20
  • 21
  • 22
  • 23
  • 24
  • 25
  • 26
  • 27
  • 28
  • 29
  • 30
  • 31
  • 32
  • 33
  • 34
  • 35
  • 36
  • 37
  • 38
  • 39
  • 40
  • 41
  • 42
  • 43
  • 44
  • 45
  • 46
  • 47
  • 48
  • 49
  • 50
  • 51
  • 52
  • 53
  • 54
  • 55
  • 56
  • 57
  • 58
  • 59
  • 60
  • 61
  • 62
  • 63
  • 64
  • 65
  • 66
  • 67
  • 68
  • 69
  • 70
  • 71
  • 72
  • 73
  • 74
  • 75
  • 76
  • 77
  • 78
  • 79
  • 80
  • 81
  • 82
  • 83
  • 84
  • 85
  • 86
  • 87
  • 88
  • 89
  • 90
  • 91
  • 92
  • 93
  • 94
  • 95
  • 96
  • 97
  • 98
  • 99
  • 100
  • 101
  • 102
  • 103
  • 104
  • 105
  • 106
  • 107
  • 108
  • 109
  • 110
  • 111
  • 112
  • 113
  • 114
  • 115
  • 116
  • 117
  • 118
  • 119
  • 120
  • 121
  • 122
  • 123
  • 124
  • 125
  • 126
  • 127
  • 128
  • 129
  • 130
  • 131
  • 132
  • 133
  • 134
  • 135
  • 136
  • 137
  • 138
  • 139
  • 140
  • 141
  • 142
  • 143
  • 144
  • 145
  • 146
  • 147
  • 148
  • 149
  • 150
  • 151
  • 152
  • 153
  • 154
  • 155
  • 156
  • 157
  • 158
  • 159
  • 160
  • 161
  • 162
  • 163
  • 164
  • 165
  • 166
  • 167
  • 168
  • 169
  • 170
  • 171
  • 172
  • 173
  • 174
  • 175
  • 176
  • 177
  • 178
  • 179
  • 180
  • 181
  • 182
  • 183
  • 184
  • 185
  • 186
  • 187
  • 188
  • 189
  • 190
  • 191
  • 192
  • 193
  • 194
  • 195
  • 196
  • 197
  • 198
  • 199
  • 200
  • 201
  • 202
  • 203
  • 204
  • 205
  • 206
  • 207
  • 208
  • 209
  • 210
  • 211
  • 212

129
Impaired Loans
A loan is considered to be impaired when, based on current information and events, it is probable that not all amounts due
according to the contractual terms of the loan agreement will be collected. The following tables present the balance of the ALLL
attributable to loans by portfolio segment individually and collectively evaluated for impairment and the related loan and lease balance
for the years ended December 31, 2012, 2011, and 2010 (1):
Commercial Commercial Residential Other
and Industrial Real Estate Automobile Home Equity Mortgage Consumer Total
ALLL at December 31, 2012:
(dollar amounts in thousands)
Portion of ending balance:
Attributable to purchased
credit-impaired loans $ --- $ --- $ --- $ --- $ --- $ --- $ ---
Attributable to loans
individually evaluated for
impairment 11,694 31,133 1,446 4,783 14,176 213 63,445
Attributable to loans
collectively evaluated for
impairment 229,357 254,236 33,533 113,981 47,482 27,041 705,630
Total ALLL balance $ 241,051 $ 285,369 $ 34,979 $ 118,764 $ 61,658 $ 27,254 $ 769,075
Loans and Leases at December
31, 2012:
(dollar amounts in thousands)
Portion of ending balance:
Attributable to purchased
credit-impaired loans $ 54,472 $ 126,923 $ --- $ --- $ 2,243 $ 140 $ 183,778
Individually evaluated for
impairment 119,535 298,891 43,607 117,532 374,526 2,657 956,748
Collectively evaluated for
impairment 16,796,682 4,973,426 4,590,213 8,217,810 4,592,903 416,865 39,587,899
Total loans evaluated for
impairment $ 16,970,689 $ 5,399,240 $ 4,633,820 $ 8,335,342 $ 4,969,672 $ 419,662 $ 40,728,425
Portion of ending balance:
With allowance assigned to
the loan and lease balances $ 86,644 $ 193,413 $ 43,607 $ 117,532 $ 374,526 $ 2,657 $ 818,379
With no allowance assigned
to the loan and lease
balances 87,363 232,401 --- --- 2,243 140 322,147
Total $ 174,007 $ 425,814 $ 43,607 $ 117,532 $ 376,769 $ 2,797 $ 1,140,526
Average balance of impaired
loans $ 179,692 $ 474,362 $ 39,139 $ 79,523 $ 348,727 $ 4,448 $ 1,125,891
ALLL on impaired loans 11,694 31,133 1,446 4,783 14,176 213 63,445