Huntington National Bank 2012 Annual Report Download - page 101

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Table 51 - Selected Quarterly Income Statement, Capital, and Other Data - Continued (1)
Capital adequacy 2011
December 31, September 30, June 30, March 31,
Total risk-weighted assets (in millions) $ 45,891 $ 44,376 $ 44,080 $ 43,024
Tier 1 leverage ratio 10.28 % 10.24 % 10.25 % 9.80 %
Tier 1 risk-based capital ratio 12.11 12.37 12.14 12.04
Total risk-based capital ratio 14.77 15.11 14.89 14.85
Tier 1 common risk-based capital ratio 10.00 10.17 9.92 9.75
Tangible common equity / tangible asset ratio(8) 8.30 8.22 8.22 7.81
Tangible equity / tangible asset ratio(9) 9.02 8.88 8.91 8.51
Tangible common equity / risk-weighted assets ratio 9.75 10.08 9.79 9.51
(1)Comparisons for presented periods are impacted by a number of factors. Refer to the Significant Items section for additional
discussion regarding these items.
(2)For all quarterly periods presented above, the impact of the convertible preferred stock issued in April of 2008 was excluded from
the diluted share calculation because the result would have been higher than basic earnings per common share (anti-dilutive) for the
periods.
(3)Deferred tax liability related to other intangible assets is calculated assuming a 35% tax rate.
(4)High and low stock prices are intra-day quotes obtained from NASDAQ.
(5)Net income excluding expense for amortization of intangibles for the period divided by average tangible shareholders' equity.
Average tangible shareholders' equity equals average total stockholders' equity less average intangible assets and goodwill. Expense
for amortization of intangibles and average intangible assets are net of deferred tax liability, and calculated assuming a 35% tax rate.
(6)Noninterest expense less amortization of intangibles divided by the sum of FTE net interest income and noninterest income
excluding securities (losses) gains.
(7)Presented on a FTE basis assuming a 35% tax rate.
(8)Tangible common equity (total common equity less goodwill and other intangible assets) divided by tangible assets (total assets
less goodwill and other intangible assets). Other intangible assets are net of deferred tax, and calculated assuming a 35% tax rate.
(9)Tangible equity (total equity less goodwill and other intangible assets) divided by tangible assets (total assets less goodwill and
other intangible assets). Other intangible assets are net of deferred tax, and calculated assuming a 35% tax rate.