Huntington National Bank 2012 Annual Report Download - page 13

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5
ISE Interest Sensitive Earnings
LCR Liquidity Coverage Ratio
LIBOR London Interbank Offered Rate
LGD Loss-Given-Default
LTV Loan to Value
MD&A Management's Discussion and Analysis of Financial Condition and Results of Operations
MSA Metropolitan Statistical Area
MSR Mortgage Servicing Rights
N
ALs
N
onaccrual Loans
N
AV
N
et Asset Value
N
CO
N
et Charge-off
N
CUA
N
ational Credit Union Administration
N
PAs
N
onperforming Assets
N
PR
N
otice of Proposed Rulemaking
N
.R.
N
ot relevant. Denominato
r
of calculation is a gain in the current period compared with a loss in
the prior period, or vice-versa
N
SF / OD
N
onsufficient Funds and Overdraf
t
OCC Office of the Comptroller of the Currency
OCI Other Comprehensive Income (Loss)
OCR Optimal Customer Relationship
OLEM Other Loans Especially Mentioned
OREO Other Real Estate Owned
OTTI Other-Than-Temporary Impairment
PD Probability-Of-Default
Plan Huntington Bancshares Retirement Plan
Problem Loans Includes nonaccrual loans and leases (Table 14), troubled debt restructured loans (Table 16), and
accruing loans and leases past due 90 days or more (Table 15)
REIT Real Estate Investment Trust
Reg E Regulation E, of the Electronic Fund Transfer Act
ROC Risk Oversight Committee
SAD Special Assets Division
SBA Small Business Administration
SEC Securities and Exchange Commission
Sky Financial Sky Financial Group, Inc.
TARP Troubled Asset Relief Program
TARP Capital Series B Preferred Stock, repurchased in 2010
TCE Tangible Common Equity
TDR Troubled Debt Restructured loan
TLGP Temporary Liquidity Guarantee Program
Treasury U.S. Department of the Treasury
UCS Uniform Classification System
UPB Unpaid Principal Balance
USDA U.S. Department of Agriculture
VA U.S. Department of Veteran Affairs
VIE Variable Interest Entity
WGH Wealth Advisors, Government Finance, and Home Lending