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1
Financial Highlights

 2 013    11
OPERATIONS  
Total revenue $ 1,797,226  
 
depreciation and amortization 285,054   
  211,783  
 
  $ 142,528  
Net income per share – Diluted $ 4.66 $  $ 
Dividends per share $ 0.14  
BALANCE SHEETS   
  $ 828,888  
Total assets 2,081,741  
  739,989  
  1,082,423  
Current ratio 5.8x 4.8x 4.8x
  68.4%  
 (a) 7.5%  
 (a) 13.8%  
  $ 38.60  
 (b) 28,041,782  
(a) Returns based on Net Income for the 12-month period divided by the monthly average of total assets and the monthly average of total equity of the Company.
(b) Includes31,501shares,31,403sharesand32,506sharesin2013,2012and2011,respectively,heldintheCompany’snonqualieddeferredcompensationplan.
$4.5
$4.0
$3.5
$3.0
$2.5
$2.0
$1.5
$1.0
$0.5
$0.0
1 1 12 1309 10
TOTAL LOANS WRITTEN
TO CONSUMERS*
(in billions)
*Gross consumer loans
includes amounts extended
by third parties.
$5.00
$4.50
$4.00
$3.50
$3.00
$2.50
$2.00
$1.50
$1.00
$0.50
$0.00 1 1 12 1309 10
EARNINGS PER SHARE
$1,200
$1,000
$800
$600
$400
$200
$0 1 1 12 1309 10
NET REVENUE*
(in millions)
*Total Revenue less cost of goods
sold and loan loss provision.