Cash America 2013 Annual Report Download - page 167

CASH AMERICA INTERNATIONAL, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
142
Accumulated Other Comprehensive Income (Loss)
Components of AOCI, after tax, for the years ended December 31, 2013, 2012 and 2011 were as follows
(dollars in thousands):


Unrealized
Derivatives
Gain (Loss),
Net of Tax
Foreign
Currency
Translation
Gain (Loss),
Net of Tax
Marketable
Securities, Net
of Tax Total
Balance at January 1, 2011 $ (110) $ 6,209 $ (1,302) $ 4,797
Other comprehensive income (loss) 98 (12,287) 496 (11,693)
Balance at December 31, 2011 (12) (6,078) (806) (6,896)
Other comprehensive income 12 8,952 1,060 10,024
Balance at December 31, 2012 - 2,874 254 3,128
Other comprehensive income
before reclassifications - 1,775 373 2,148
Amounts reclassified from AOCI(a) - - (627) (627)
N
et change in AOCI - 1,775 (254) 1,521
Balance at December 31, 2013 $ - $ 4,649 $ - $ 4,649

(a) The gain on marketable securities reclassified out of AOCI for the year ended December 31, 2013 is composed of a $964 gain and income tax
expense of $337. The gain and income tax expense are included in “Other revenue” and “Provision for income taxes,” respectively, in the
consolidated statements of income.

15. Employee Benefit Plans
Prior to July 1, 2012, the Cash America International, Inc. 401(k) Savings Plan was open to substantially all
U.S. employees. Effective on July 1, 2012, the Enova International, Inc. 401(k) Savings Plan was established and is
open to substantially all employees in the Company’s e-commerce segment. The Cash America International, Inc.
401(k) Savings Plan remains open to substantially all other U.S. employees. New employees are automatically enrolled
in the applicable 401(k) Savings Plan unless they elect not to participate. The Cash America International, Inc.
Nonqualified Savings Plan is available to certain members of management. The Enova International, Inc. Nonqualified
Savings Plan was established effective July 1, 2012 and is available in lieu of the Cash America International, Inc.
Nonqualified Savings Plan to certain members of management in the Company’s e-commerce segment. Participants
may contribute up to 75% of their eligible earnings to the applicable 401(k) Savings Plan, subject to regulatory and
other plan restrictions. Nonqualified Savings Plan participants may contribute up to 100% (or in the case of the Enova
Nonqualified Savings Plan, 80%) of their annual bonus and up to 50% of their other eligible compensation to the
applicable Nonqualified Savings Plan. The Company makes matching cash contributions of 50% of each participant’s
contributions to the applicable 401(k) Savings Plan, based on participant contributions of up to 5% of eligible
compensation. Company contributions vest at the rate of 20% each year after one year of service; thus a participant is
100% vested after five years of service. The Company’s consolidated contributions to the 401(k) Savings Plan and the
Nonqualified Savings Plan were $4.6 million, $4.7 million and $3.6 million for the years ended December 31, 2013
and 2012 and 2011, respectively.
In addition to the plans mentioned above, the Company established a Supplemental Executive Retirement Plan
(“SERP”) for its officers in 2003. The Company established a separate SERP for officers and certain other employees
in the Company’s e-commerce segment in 2012. Under each of these defined contribution plans, the Company makes
an annual supplemental cash contribution to each SERP based on the objectives of each plan as approved by the
Management Development and Compensation Committee of the Board of Directors. The Company recorded