Assurant 2013 Annual Report Download - page 12

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Table of Contents
PART I
3
ITEM 1
Business ........................................................................................................................................................................................................................... 3
ITEM 1A
Risk Factors ............................................................................................................................................................................................................. 15
ITEM 1B
Unresolved Staff Comments ............................................................................................................................................................. 29
ITEM 2
Properties .................................................................................................................................................................................................................. 29
ITEM 3
Legal Proceedings ......................................................................................................................................................................................... 30
ITEM 4
Mine Safety Disclosures .......................................................................................................................................................................... 30
PART II
31
ITEM 5
Market for Registrant’s Common Equity, Related Stockholder Matters
and Issuer Purchases of Equity Securities ......................................................................................................................... 31
ITEM 6
Selected Financial Data ........................................................................................................................................................................... 33
ITEM 7
Management’s Discussion and Analysis of Financial Condition and Results
of Operations ........................................................................................................................................................................................................ 34
ITEM 7A
Quantitative and Qualitative Disclosures About Market Risk ................................................................. 62
ITEM 8
Financial Statements and Supplementary Data ...................................................................................................... 66
ITEM 9
Changes in and Disagreements with Accountants on Accounting and Financial
Disclosure ................................................................................................................................................................................................................ 66
ITEM 9A
Controls and Procedures ....................................................................................................................................................................... 67
ITEM 9B
Other Information ........................................................................................................................................................................................... 67
PART III
68
ITEM 10
Directors, Executive Offi cers and Corporate Governance ........................................................................... 68
ITEM 11
Executive Compensation ........................................................................................................................................................................ 68
ITEM 12
Security Ownership of Certain Benefi cial Owners and Management
and Related Stockholder Matters .............................................................................................................................................. 69
ITEM 13
Certain Relationships and Related Transactions, and Director Independence ................... 69
ITEM 14
Principal Accounting Fees and Services .............................................................................................................................. . 69
PART IV
70
ITEM 15
Exhibits and Financial Statement Schedules ............................................................................................................... 70
SIGNATURES
............................................................................................................................................................................................................................................ 74