Assurant 2012 Annual Report Download - page 8

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Table of Contents
PARTI
3
ITEM1
Business ....................................................................................................................................................................................................................................................................................................................................... 3
ITEM1A
Risk Factors .................................................................................................................................................................................................................................................................................................................... 14
ITEM1B
Unresolved Sta Comments ...................................................................................................................................................................................................................................................... 26
ITEM2
Properties .......................................................................................................................................................................................................................................................................................................................... 26
ITEM3
Legal Proceedings ............................................................................................................................................................................................................................................................................................. 26
ITEM4
Mine Safety Disclosures ...................................................................................................................................................................................................................................................................... 26
PARTII
27
ITEM5
Market for Registrant’s Common Equity, Related Stockholder Matters
and Issuer Purchases ofEquity Securities ......................................................................................................................................................................................................... 27
ITEM6
Selected Financial Data ........................................................................................................................................................................................................................................................................ 29
ITEM7
Management’s Discussion and Analysis of Financial Condition and Results of Operations .................... 30
ITEM7A
Quantitative and Qualitative Disclosures About Market Risk ................................................................................................................................ 57
ITEM8
Financial Statements and Supplementary Data ..................................................................................................................................................................................... 60
ITEM9
Changes in and Disagreements with Accountants on Accounting and Financial Disclosure .................... 60
ITEM9A
Controls and Procedures ...................................................................................................................................................................................................................................................................... 61
ITEM9B
Other Information ........................................................................................................................................................................................................................................................................................... 61
PARTIII
62
ITEM10
Directors, Executive O cers and Corporate Governance ................................................................................................................................................ 62
ITEM11
Executive Compensation ..................................................................................................................................................................................................................................................................... 62
ITEM12
Security Ownership of Certain Bene cial Owners and Management
and Related Stockholder Matters........................................................................................................................................................................................................................................ 62
ITEM13
Certain Relationships and Related Transactions, and Director Independence ........................................................................63
ITEM14
Principal Accounting Fees and Services ................................................................................................................................................................................................................. 63
PARTIV
64
ITEM15
Exhibits and Financial Statement Schedules ................................................................................................................................................................................................ 64
SIGNATURES
......................................................................................................................................................................................................................................................................................................................................................... 67