Huntington National Bank 2005 Annual Report Download - page 79

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MANAGEMENT’S DISCUSSION AND ANALYSIS HUNTINGTON BANCSHARES INCORPORATED
Table 30 — Regional Banking(1)
Change From 2004 Change From 2003
2005 Amount % 2004 Amount % 2003
SUPPLEMENTAL DATA
# employees — full-time equivalent (eop) 4,622 (138) (2.9)% 4,760 (109) (2.2)% 4,869
Retail Banking
Average loans (in millions) $ 5,245 $ 500 10.5% $ 4,745 $ 829 21.2% $ 3,916
Average deposits (in millions) 11,592 551 5.0 11,041 (5) (0.0) 11,046
# employees — full-time equivalent (eop) 3,244 (152) (4.5) 3,396 (18) (0.5) 3,414
# banking offices (eop) 334 — — 334 1 0.3 333
# ATMs (eop) 944 240 34.1 704 9 1.3 695
# DDA households (eop) 514,690 11,759 2.3 502,931 12,007 2.4 490,924
# New relationships 90-day cross-sell (average) 2.80 0.43 18.1 2.37 0.42 21.4 1.95
# on-line customers (eop) 245,143 33,751 16.0 211,392 47,800 29.2 163,592
% on-line retail household penetration (eop) 45% 5% 40% 9% 31%
Small Business
Average loans (in millions) $ 2,224 $ 221 11.0% $ 2,003 $ 216 12.1% $ 1,787
Average deposits (in millions) 2,131 129 6.4 2,002 318 18.9 1,684
# employees — full-time equivalent (eop) 275 5 2.0 270 7 2.7 263
# business DDA relationships (eop) 53,998 3,141 6.2 50,857 4,243 9.1 46,614
# New relationships 90-day cross-sell (average) 2.34 0.13 6.0 2.21 0.35 18.6 1.86
Commercial Banking
Average loans (in millions) $ 6,847 $ 604 9.7% $ 6,243 $ (29) (0.5)% $ 6,272
Average deposits (in millions) 3,781 558 17.3 3,223 629 24.2 2,594
# employees — full-time equivalent (eop) 502 (42) (7.7) 544 (28) (4.9) 572
# customers (eop) 4,636 (877) (15.9) 5,513 (690) (11.1) 6,203
Mortgage Banking
Average loans (in millions) $ 2,955 $ 715 31.9% $ 2,240 $ 940 72.3% $ 1,300
Average deposits (in millions) 187 10 5.6 177 (35) (16.5) 212
# employees — full-time equivalent (eop) 601 50 9.0 551 (69) (11.2) 620
Closed loan volume (in millions) $ 3,284 $ (909) (21.7) $ 4,193 $(1,884) (31.0) $ 6,077
Portfolio closed loan volume (in millions) 1,282 (1,277) (49.9) 2,559 532 26.2 2,027
Agency delivery volume (in millions) 1,689 45 2.7 1,644 (2,681) (62.0) 4,325
Total servicing portfolio (in millions) 11,582 827 7.7 10,755 1,694 18.7 9,061
Portfolio serviced for others (in millions) 7,276 415 6.0 6,861 467 7.3 6,394
Mortgage servicing rights (in millions) 91.3 14.2 18.4 77.1 6.0 8.4 71.1
N.M., not a meaningful value.
N/A — Not Available.
eop — End of Period.
(1) Operating basis, see Lines of Business section for definition.
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