eTrade 2005 Annual Report Download - page 6

Table of Contents
Note 9—Servicing Rights
99
Note 10—Property and Equipment, Net
100
Note 11—Goodwill and Other Intangibles, Net
100
Note 12—Accounting for Derivative Financial Instruments and Hedging Activities
101
Note 13—Other Assets
106
Note 14—Deposits
106
Note 15—Securities Sold Under Agreements to Repurchase and Other Borrowings by Bank Subsidiary
108
Note 16—Corporate Debt
109
Note 17—Accounts Payable, Accrued and Other Liabilities
111
Note 18—Income Taxes
112
Note 19—Shareholders’ Equity
115
Note 20—Income Per Share
116
Note 21—Employee Share-Based Payments and Other Benefits
117
Note 22—Regulatory Requirements
119
Note 23—Lease Arrangements
121
Note 24—Commitments, Contingencies and Other Regulatory Matters
121
Note 25—Segment and Geographic Information
124
Note 26—Fair Value Disclosure of Financial Instruments
128
Note 27—Related Party Transactions
129
Note 28—Condensed Financial Information (Parent Company Only)
130
Note 29—Subsequent Events
133
Note 30—Quarterly Data (Unaudited)
133
Item 9.
Changes in and Disagreements with Accountants on Accounting and Financial Disclosure
134
Item9A.
Controls and Procedures
134
Item 9B.
Other Information
134
PART III
134
PART IV
134
Item 15.
Exhibits and Financial Statement Schedules
134
Exhibit Index
135
Signatures
141
Unless otherwise indicated, references to “the Company,” “We,” “Our” and “E*TRADE” mean E*TRADE Financial
Corporation and/or its subsidiaries.
E*TRADE, E*TRADE FINANCIAL, E*TRADE Bank, ClearStation, Equity Edge, Equity Resource, OptionsLink and the Converging
Arrows logo are registered trademarks of E*TRADE Financial Corporation in the United States and in other countries.
FORWARD-LOOKING STATEMENTS
This report contains forward-looking statements that involve risks and uncertainties. These statements relate to our future plans,
objectives, expectations and intentions. These statements may be identified by the use of words such as “expects,” “anticipates,”
“intends,” “plans” and similar expressions. Our actual results could differ materially from those discussed in these statements.
Factors that could contribute to these differences include those discussed under “Risk Factors,” “Management’s Discussion and
Analysis of Financial Condition and Results of Operations” and elsewhere in this report. The cautionary statements made in this
report should be read as being applicable to all forward-looking statements wherever they appear in this report.
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