Visa 2008 Annual Report Download - page 3

Table of Contents
TABLE OF CONTENTS
Page
PART I
Item 1 Business 4
Item 1A Risk Factors 22
Item 1B Unresolved Staff Comments 45
Item 2 Properties 45
Item 3 Legal Proceedings 45
Item 4 Submission of Matters to a Vote of Security Holders 45
PART II
Item 5 Market for Registrant's Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities 46
Item 6 Selected Financial Data 48
Item 7 Management's Discussion and Analysis of Historical and Pro Forma Financial Condition and Results of Operations 51
Item 7A Quantitative and Qualitative Disclosures About Market Risk 95
Item 8 Financial Statements and Supplementary Data 96
Item 9 Changes in and Disagreements with Accountants on Accounting and Financial Disclosure 197
Item 9A Controls and Procedures 197
Item 9B Other Information 198
PART III
Item 10 Directors, Executive Officers and Corporate Governance 201
Item 11 Executive Compensation 209
Item 12 Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters 234
Item 13 Certain Relationships and Related Transactions, and Director Independence 237
Item 14 Principal Accountant Fees and Services 242
PART IV
Item 15 Exhibits and Financial Statement Schedules 244
Unless the context requires otherwise, reference to "Company," "Visa," "we," "us" or "our" refers to Visa Inc. and its subsidiaries.
The registered trademarks of Visa Inc. and its subsidiaries include: "All It Takes;" "Bands Design—Blue, White & Gold;" "Dove" Design; "Interlink;"
"Life Takes Visa;" "PLUS;" "Verified by Visa;" "Visa;" "Visa Classic;" "Visa Corporate;" "Porque La Vida es Ahora;" "The World's Best Way to Pay;" "Visa
Electron;" "Visa Europe;" "Visa Fleet;" "Visa Infinite;" "Visa Mobile;" "VisaNet;" "Visa Platinum;" "Visa Purchasing;" "Visa Resolve OnLine;" "Visa
ReadyLink;" "Visa Signature;" "Visa Signature Business;" "Visa Vale;" and "Winged V" Design. Other trademarks used in this report are the property of their
respective owners.
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