US Bank 2006 Annual Report Download - page 6

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4U.S. BANCORP
selected financial highlights
NET INCOME
(Dollars in Millions)
5,000
2,500
0
02 0 0 05
3,168
3, 33
,16
, 8
DILUTED EARNINGS
PER COMMON SHARE
(In Dollars)
3.00
1.50
0
003 005
1.65
1.
.1
.
DIVIDENDS DECLARED
PER COMMON SHARE
(In Dollars)
1.40
.70
0
0 0 04 0
.780
.8
.0 0
. 0
RETURN ON AVERAGE
COMMON EQUITY
(In Percents)
24
12
0
02 0 04 0
18.3
1.
1.
.
DIVIDEND PAYOUT RATIO
(In Percents)
60
30
0
0 03 0 0
47.3
44.
4 .
.
NET INTEREST MARGIN
(TAXABLE-EQUIVALENT BASIS)
(In Percents)
5.00
2.50
0
02 0 0 05
4.65
4.4
4. 5
.
EFFICIENCY RATIO
(a)
(In Percents)
48.8
4 .
4 .
44.
TIER 1 CAPITAL
(In Percents)
10
5
0
0 0 0 05
8.0
.
8.
8.
AVERAGE ASSETS
(Dollars in Millions)
220,000
110,000
0
02 0 0 0
171,948
187,
191, 9
,198
AVERAGE SHAREHOLDERS’
EQUITY
(Dollars in Millions)
25,000
12,500
0
02 0 0 05
17,273
1,3 3
1 ,
1 , 3
TOTAL RISK-BASED
CAPITAL
(In Percents)
15
7.5
0
0 0 0 05
12.4
1 .
1 .1
12.
(a) Computed as noninterest expense divided by the sum of net interest income on a taxable-equivalent basis and noninterest income excluding securities gains (losses), net.