Huntington National Bank 2013 Annual Report Download - page 9
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3
HUNTINGTON BANCSHARES INCORPORATED
INDEX
Part I.
Item 1. Business 7
Item 1A. Risk Factors 16
Item 1B. Unresolved Staff Comments 21
Item 2. Properties 21
Item 3. Legal Proceedings 22
Item 4. Mine Safety Disclosures 22
Part II.
Item 5.
Market for Registrant’s Common Equity, Related Shareholder Matters and Issuer Purchases of Equity
Securities 22
Item 6. Selected Financial Data 24
Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations 25
Introduction 25
Executive Overview 26
Discussion of Results of Operations 30
Risk Management and Capital:
Credit Risk 40
Market Risk 56
Liquidity Risk 58
Operational Risk 64
Compliance Risk 65
Capital 66
Business Segment Discussion 68
Additional Disclosures 87
Item 7A. Quantitative and Qualitative Disclosures About Market Risk 92
Item 8. Financial Statements and Supplementary Data 92
Item 9. Changes in and Disagreements with Accountants on Accounting and Financial Disclosure 190
Item 9A. Controls and Procedures 190
Item 9B. Other Information 190
Part III.
Item 10. Directors, Executive Officers and Corporate Governance 190
Item 11. Executive Compensation 190
Item 12. Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters 191
Item 13. Certain Relationships and Related Transactions, and Director Independence 191
Item 14. Principal Accountant Fees and Services 191
Part IV.
Item 15. Exhibits and Financial Statement Schedules 191
Signatures 192