Huntington National Bank 2013 Annual Report Download - page 11

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5
HARP Home Affordable Refinance Program
HTM Held-to-Maturity
IRC Internal Revenue Code of 1986, as amended
IRS Internal Revenue Service
ISE Interest Sensitive Earnings
LCR Liquidity Coverage Ratio
LIBOR London Interbank Offered Rate
LGD Loss-Given-Default
LTV Loan to Value
MD&A Management's Discussion and Analysis of Financial Condition and Results of Operations
MSA Metropolitan Statistical Area
MSR Mortgage Servicing Rights
N
ALs
N
onaccrual Loans
AV
N
et Asset Value
N
CO
N
et Charge-off
N
IM
N
et interest margin
N
CUA
N
ational Credit Union Administration
N
PAs
N
onperforming Assets
N
PR
N
otice of Proposed Rulemaking
N
.R.
N
ot relevant. Denominator of calculation is a gain in the current period compared with a loss in
the prior period, or vice-versa
N
SF / OD
N
onsufficient Funds and Overdraf
t
OCC Office of the Comptroller of the Currency
OCI Other Comprehensive Income (Loss)
OCR Optimal Customer Relationship
OLEM Other Loans Especially Mentioned
OREO Other Real Estate Owned
OTTI Other-Than-Temporary Impairment
PD Probability-Of-Default
Plan Huntington Bancshares Retirement Plan
Problem Loans Includes nonaccrual loans and leases (Table 13), troubled debt restructured loans (Table 15), and
accruing loans and leases past due 90 days or more (Table 14)
REIT Real Estate Investment Trust
Reg E Regulation E, of the Electronic Fund Transfer Act
ROC Risk Oversight Committee
SAD Special Assets Division
SBA Small Business Administration
SEC Securities and Exchange Commission
SERP Supplemental Executive Retirement Plan
Sky Financial Sky Financial Group, Inc.
SRIP Supplemental Retirement Income Plan
TARP Troubled Asset Relief Program
TARP Capital Series B Preferred Stock, repurchased in 2010
TCE Tangible Common Equity
TDR Troubled Debt Restructured loan
TLGP Temporary Liquidity Guarantee Program
U.S. Treasury U.S. Department of the Treasury
UCS Uniform Classification System