Huntington National Bank 2013 Annual Report Download - page 128

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122
Impaired Loans
A loan is considered to be impaired when, based on current information and events, it is probable that not all amounts due
according to the contractual terms of the loan agreement will be collected. The following tables present the balance of the ALLL
attributable to loans by portfolio segment individually and collectively evaluated for impairment and the related loan and lease balance
for the years ended December 31, 2013, and 2012 (1):
Commercial Commercial Residential Other
(dollar amounts in thousands) and Industrial Real Estate Automobile Home Equity Mortgage Consumer Total
ALLL at December 31, 2013:
Portion of ALLL balance:
Attributable to purchased
credit-impaired loans $ 2,404 $ --- $ --- $ --- $ 36 $ --- $ 2,440
Attributable to loans
individually evaluated for
impairment 6,129 34,935 682 8,003 10,555 136 60,440
Attributable to loans
collectively evaluated for
impairment 257,268 127,622 30,371 103,128 28,986 37,615 584,990
Total ALLL balance $ 265,801 $ 162,557 $ 31,053 $ 111,131 $ 39,577 $ 37,751 $ 647,870
Loans and Leases at December 31, 2013:
Portion of loan and lease
ending balance:
Attributable to purchased
credit-impaired loans $ 35,526 $ 82,073 $ --- $ --- $ 2,498 $ 129 $ 120,226
Individually evaluated for
impairment 108,316 268,362 37,084 208,981 387,937 1,041 1,011,721
Collectively evaluated for
impairment 17,450,434 4,499,659 6,601,629 8,127,337 4,930,653 378,841 41,988,553
Total loans evaluated for
impairment $ 17,594,276 $ 4,850,094 $ 6,638,713 $ 8,336,318 $ 5,321,088 $ 380,011 $ 43,120,500
Portion of ending balance:
With allowance assigned to
the loan and lease balances $ 126,626 $ 187,836 $ 37,084 $ 208,981 $ 390,435 $ 1,041 $ 952,003
With no allowance assigned
to the loan and lease
balances 17,216 162,599 --- --- --- 129 179,944
Total $ 143,842 $ 350,435 $ 37,084 $ 208,981 $ 390,435 $ 1,170 $ 1,131,947
Average balance of impaired
loans $ 166,173 $ 365,053 $ 39,861 $ 162,170 $ 379,815 $ 2,248 $ 1,115,320
ALLL on impaired loans 8,533 34,935 682 8,003 10,591 136 62,880