Huntington National Bank 2009 Annual Report Download - page 88
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 |
2009 2008 200
7
2006 2005
Year Ended December
31,
(
In thousands
)
Net loan and lease char
g
e-off
s
.................
(1
,
476
,
587)
(
758,067
)(
477,631
)(
82,376
)(
80,057
)
Pro
v
ision for loan and lease losses . . . . . . . . . . . . . .
.
2,
069
,
93
1
1
,
067
,
789 628
,
802 62
,
312 83
,
78
2
Econom
i
c reser
v
e trans
f
er ....................
.
—
12,063 — —
(
6,2
5
3
)
A
ll
o
w
ance
f
or assets so
ld
an
d
secur
i
t
i
ze
d
..........
.
(
9
,
188
)
———
(
33
6)
A
ll
owance
f
or
l
oans trans
f
erre
d
to
h
e
ld f
or sa
l
e ......
(
1
,
904
)
—
(
32,92
5)
—
—
Allowance
f
or loan and lease losses, end o
fy
ea
r
....
1,482,4
7
9
900
,
227
5
78
,
442 272
,
068 268
,
34
7
AULC,
b
e
gi
nn
i
n
g
o
fy
ear......................
44,139
66
,5
28 40
,
161 36
,
9
5
733
,
187
Ac
q
u
i
re
d
AULC............................
—
—11
,5
41 32
5
—
Prov
i
s
i
on
f
or
(
Re
d
uct
i
on
i
n
)
un
f
un
d
e
dl
oa
n
commitments and letters of credit losses
..........
4,
740
(
10,326
)
14,826 2,879
(
2,483
)
Econom
i
c reserve trans
f
er .....................
—
(
12,063
)
— — 6,2
53
AUL
C
, end o
fy
ea
r
.........................
48
,
8
7
9
4
4
,
139 66
,5
28 40
,
161 36
,
9
57
Allowance
f
or cred
i
t losses, end o
fy
ea
r
..........
$
1,531,358
$
944
,
366
$
644
,
970
$
312
,
229
$
305
,
30
4
A
LLL as a % of total
p
eriod end loans and leases . . . . 4.03
%
2.1
9
% 1.44% 1.04% 1.10%
A
ULC as a % o
f
tota
lp
er
i
o
d
en
dl
oans an
dl
eases . . . .
0
.
13
0
.11
0
.17
0
.1
50
.1
5
ACL as a
%
of total
p
eriod end loans and leases
....
4.16
%
2
.
30
%
1.
61
%
1
.
19
%
1.2
5%
Table 33 — ALLL
/
A
C
L — Frankl
i
n-Related Impact
2009 2008 2007
December 31
,
(
In millions
)
All
owa
n
ce
f
o
rl
oa
n
a
n
d
l
ease
l
osses
Fr
a
n
klin
.......................................
$—
$
130.0
$
115.3
N
on-Fran
klin
...................................
1,482
.5 77
0
.2 4
63
.1
T
otal
...........................................
$
1
,
482.
5
$
900.2
$
578.4
Allowance
f
or cred
i
t losses
Fran
klin
.......................................
$—
$
130.0
$
115.3
N
on-Fran
klin
...................................
1,
5
31
.
4
814.4
5
29.7
T
otal
...........................................
$
1
,
531.
4
$
944.4
$
645.0
To
t
al loa
n
sa
n
d leases
Fran
klin
.......................................
$
443.
9
$
650.2
$
1
,
187.0
N
on-Fran
klin
...................................
36,346
.
8
40
,
441.8 38
,
868.0
Tota
l
...........................................
$36
,
790.
7
$
41
,
092.0
$
40
,
055.0
80