Discover 2015 Annual Report Download - page 3

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Pulse Debit Network
• $150 billion volume
• 3,400+ issuers
Diners Club International
• $27 billion volume
• 80+ licensees
Discover Network
• $135 billion volume
• 10+ network alliances
Discover Card
• $58 billion in loans
• Leading cash rewards program
• 1 in 4 U.S. households *
Student Loans
• $9 billion in student loans
• Off ered at more than 2,000 colleges
Personal Loans
• $5 billion in loans
• Debt consolidation and major purchases
• Home equity loans
Deposit Products
• $31 billion in direct-to-consumer deposits
• Money market accounts, certifi cates of deposit,
savings accounts and checking accounts
A Leading Direct Bank and Payments Partner
Direct Banking
Discover is one of the largest direct banks in the United States, off ering a broad array of products,
including credit cards, personal loans, student loans, deposit products and home equity loans.
The Discover brand is known for rewards, service and value. Across all direct banking products,
Discover seeks to help customers meet their fi nancial needs and achieve brighter fi nancial futures.
Payment Services
PULSE is one of the nation’s leading ATM/debit networks, and Diners Club International is a global
payments network. Our Network Partners business provides payment transaction processing and
settlement services on the Discover Network. In the payments industry, Discover strives to be the
most fl exible and innovative partner in the United States and around the world.
* TNS’ Consumer Payment Strategies Study