Discover 2015 Annual Report Download - page 16

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DISCOVER FINANCIAL SERVICES
Annual Report on Form 10-K for the year ended December 31, 2015
TABLE OF CONTENTS
Part I
Item 1. Business................................................................................................................................
Item 1A. Risk Factors...........................................................................................................................
Item 1B. Unresolved Staff Comments ....................................................................................................
Item 2. Properties .............................................................................................................................
Item 3. Legal Proceedings .................................................................................................................
Item 4. Mine Safety Disclosures .........................................................................................................
Part II
Item 5. Market for Registrant's Common Equity, Related Stockholder Matters and Issuer Purchases of
Equity Securities .................................................................................................................
Item 6. Selected Financial Data..........................................................................................................
Item 7. Management's Discussion and Analysis of Financial Condition and Results of Operations ...........
Item 7A. Quantitative and Qualitative Disclosures about Market Risk ......................................................
Item 8. Financial Statements and Supplementary Data.........................................................................
Item 9. Changes in and Disagreements with Accountants on Accounting and Financial Disclosure..........
Item 9A. Controls and Procedures ........................................................................................................
Item 9B. Other Information..................................................................................................................
Part III
Item 10. Directors, Executive Officers and Corporate Governance..........................................................
Item 11. Executive Compensation ........................................................................................................
Item 12. Security Ownership of Certain Beneficial Owners and Management and Related Stockholder
Matters ..............................................................................................................................
Item 13. Certain Relationships and Related Transactions, and Director Independence...............................
Item 14. Principal Accounting Fees and Services ...................................................................................
Part IV
Item 15. Exhibits, Financial Statement Schedules ...................................................................................
Except as otherwise indicated or unless the context otherwise requires, “Discover Financial Services,” “Discover,” “DFS,” “we,” “us,” “our,” and “the
Company” refer to Discover Financial Services and its subsidiaries.
We own or have rights to use the trademarks, trade names and service marks that we use in conjunction with the operation of our business, including,
but not limited to: Discover®, PULSE®, Cashback Bonus®, Discover Cashback Checking®, Discover® More® Card, Discover it®, Discover® MotivaSM
Card, Discover® Open Road® Card, Discover® Network and Diners Club International®. All other trademarks, trade names and service marks
included in this annual report on Form 10-K are the property of their respective owners.
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