Discover 2015 Annual Report Download - page 133
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deposit, money market accounts, online savings and checking accounts and IRA certificates of deposit, while brokered
deposits include certificates of deposit and sweep accounts.
The following table provides a summary of interest-bearing deposit accounts (dollars in millions):
December 31,
2015 2014
Certificates of deposit in amounts less than $100,000 ...................................................................................... $20,554 $21,502
Certificates of deposit in amounts $100,000 or greater(1) .................................................................................. 5,228 5,634
Savings deposits, including money market deposit accounts .............................................................................. 21,375 18,656
Total interest-bearing deposits .................................................................................................................... $47,157 $45,792
(1) Includes $1.1 billion and $1.2 billion in certificates of deposit greater than $250,000, the Federal Deposit Insurance Corporation ("FDIC") insurance limit, as of
December 31, 2015 and December 31, 2014 , respectively.
The following table summarizes certificates of deposit in amounts of $100,000 or greater by contractual maturity
(dollars in millions):
Maturity Period December 31,
2015
Three months or less ............................................................................................................................................................... $ 807
Over three months through six months ...................................................................................................................................... 484
Over six months through twelve months .................................................................................................................................... 1,465
Over twelve months ................................................................................................................................................................ 2,472
Total ................................................................................................................................................................................. $ 5,228
The following table summarizes certificates of deposit maturing over the next five years and thereafter (dollars in
millions):
Year December 31,
2015
2016 .................................................................................................................................................................................... $ 11,019
2017 .................................................................................................................................................................................... 5,592
2018 .................................................................................................................................................................................... 3,338
2019 .................................................................................................................................................................................... 1,875
2020 .................................................................................................................................................................................... 1,918
Thereafter .............................................................................................................................................................................. 2,040
Total ................................................................................................................................................................................... $ 25,782