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barclays.com/annualreport Barclays PLC Annual Report 2014 I 155
Industrial concentrations
As at 31 December 2014, the industrial concentration of the Group’s assets remained broadly consistent year on year. 49% (2013: 49%) of total
assets were concentrated towards banks and other financial institutions, predominantly within derivative financial instruments which increased
during the year. The proportion of the overall balance concentrated towards governments and central banks remained stable at 11% (2013: 12%)
and towards home loans at 12% (2013: 13%).
Credit risk concentrations by industry (audited)
As at 31 December 2014 Banks
£m
Other
financial
insti-
tutions
£m
Manu-
facturing
£m
Const-
ruction
and
property
£m
Govern-
ment and
central
bank
£m
Energy
and
water
£m
Wholesale
and retail
distrib-
ution and
leisure
£m
Business
and other
services
£m
Home
loans
£m
Cards,
unsecured
loans and
other
personal
lending
£m
Other
£m
Total
£m
On-balance sheet:
Cash and balances at
central banks – – – – 39,695 – – – – – – 39,695
Items in the course of
collection from other
banks 1,210 – – – – – – – – – – 1,210
Trading portfolio assets 2,894 17,718 1,466 593 39,201 2,745 385 2,751 937 68,690
Financial assets
designated at fair value 5,113 1,548 70 9,358 10,378 73 207 3,127 393 84 30,351
Derivative financial
instruments 257,463 149,050 2,519 3,454 7,691 7,794 1,510 6,227 – 4,201 439,909
Loans and advances to
banks 40,265 – – – 1,846 – – – – – – 42,111
Loans and advances to
customers 103,388 11,647 22,842 7,115 8,536 13,339 22,372 166,974 58,914 12,640 427,767
Reverse repurchase
agreements and other
similar secured lending 38,946 86,588 – 4,845 739 – 24 611 – – – 131,753
Available for sale debt
securities 11,122 8,365 68 45 61,341 194 27 4,084 293 85,539
Other assets 635 995 – 14 24 – – 12 – – – 1,680
Total on-balance sheet 357,648 367,652 15,770 41,151 168,030 19,342 15,492 39,184 167,367 58,914 18,155 1,268,705
Off-balance sheet:
Contingent liabilities 1,159 5,177 2,709 698 – 2,757 1,157 6,496 45 191 874 21,263
Documentary credits
and other short-term
trade related
transactions 470 12 197 14 1 218 62 55 28 34 1,091
Forward starting reverse
repurchase agreements 2,128 11,724 – – 4 – – – – – – 13,856
Standby facilities, credit
lines and other
commitments 2,643 29,645 28,589 11,449 2,400 24,830 12,771 24,534 16,119 110,091 13,244 276,315
Total off-balance sheet 6,400 46,558 31,495 12,161 2,404 27,588 14,146 31,092 16,219 110,310 14,152 312,525
Total 364,048 414,210 47,265 53,312 170,434 46,930 29,638 70,276 183,586 169,224 32,307 1,581,230
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