Barclays 2012 Annual Report Download - page 140

Analysis of Investment Bank wholesale loans and advances at amortised cost
Investment Bank wholesale loans and advances decreased 9% to £147,439m (2011: £161,194m). This was driven by a reduction in corporate,
interbank and other wholesale lending offset by higher settlement balances.
Included within corporate lending and other wholesale lending portfolios are £1,336m (2011: £3,204m) of loans backed by retail mortgage
collateral classified within financial institutions.
Analysis of Investment Bank wholesale loans and advances at amortised cost
Gross
L&A
£m
Impairment
allowance
£m
L&A net of
impairment
£m
Credit risk
loans
£m
CRLs % of
gross L&A
%
Loan
impairment
charges
£m
Loan loss
rates
bps
As at 31 December 2012
Loans and advances to banks
Interbank lending 13,737 41 13,696 51 0.4 41 30
Cash collateral and settlement balances 23,350 – 23,350 – – – –
Loans and advances to customers
Corporate lending 29,468 285 29,183 519 1.8 160 54
Government lending 1,369 – 1,369 – – – –
ABS CDO Super Senior 3,099 1,712 1,387 3,099 100.0 232 748
Other wholesale lending 14,650 425 14,225 540 3.7 15 10
Cash collateral and settlement balances 61,766 – 61,766 – – – –
Total 147,439 2,463 144,976 4,209 2.9 448 30
As at 31 December 2011
Loans and advances to banks
Interbank lending 19,655 45 19,610 34 0.2 (5) (3)
Cash collateral and settlement balances 23,066 – 23,066 – – – –
Loans and advances to customers
Corporate lending 38,326 730 37,596 1,515 4.0 194 51
Government lending 3,276 – 3,276 – – – –
ABS CDO Super Senior 3,390 1,548 1,842 3,390 100.0 6 18
Other wholesale lending 20,840 232 20,608 314 1.5 (66) (32)
Cash collateral and settlement balances 52,641 – 52,641 – – – –
Total 161,194 2,555 158,639 5,253 3.3 129 8
barclays.com/annualreport138 I Barclays PLC Annual Report 2012
Risk review
Credit risk continued