Principal Financial Group 2009 Annual Report Download - page 2

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1 LETTER TO SHAREHOLDERS
6 READY TO REBUILD
8 READY TO TAKE CONTROL
10 READY TO FEEL CONFIDENT
12 READY TO MAKE SOME CHANGES
14 AT A GLANCE
16 INVESTING FOR THE FUTURE
20 FINANCIAL HIGHLIGHTS
22 SUMMARY CONSOLIDATED FINANCIALS
26 BOARD OF DIRECTORS
27 SENIOR MANAGEMENT
28 REPORTABLE SEGMENTS AND PRINCIPAL FUNDS
This 2009 Year in Review provides a company overview, financial highlights and summary financial statements. For complete financial statements, including
notes and management’s discussion and analysis of financial condition and results of operations, please refer to the 2009 Form 10-K filed by the company
with the Securities and Exchange Commission, which can be found at www.principal.com/10k.
Forward-looking and Cautionary Statements
Certain statements made by the company in this Year in Review that are not historical facts may be considered forward-looking statements, including,
without limitation, statements as to sales targets, sales and earnings trends, and management’s beliefs, expectations, goals and opinions. The company
does not undertake to update these statements, which are based on a number of assumptions concerning future conditions that may ultimately prove to be
inaccurate. Future events and their effects on the company may not be those anticipated, and actual results may differ materially from the results anticipated
in these forward-looking statements. The risks, uncertainties and factors that could cause or contribute to such material differences are discussed in the
company’s annual report on Form 10-K for the year ended Dec. 31, 2009, filed with the Securities and Exchange Commission. These risks and uncertainties
include, without limitation: competitive factors; volatility of financial markets; decrease in ratings; interest rate changes; inability to attract and retain sales
representatives; international business risks; foreign currency exchange rate fluctuations; a pandemic, terrorist attack or other catastrophic event; default of
the company’s re-insurers; and investment portfolio risks.
“The Principal Financial Group” and “The Principal” are registered service marks of Principal Financial Services, Inc., a member of the Principal Financial Group.
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