Principal Financial Group 2009 Annual Report Download - page 13

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
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
Talk with your trusted advisor. Re-evaluate your plan.
Then stick to it. Knowing you’re on the right path
creates confidence.
Confidence in retirement savings
With our new Replacement Ratio Tool, employers can help
make sure retirement plan participants are prepared for
retirement. Financial professionals use the tool to evaluate
overall replacement ratio percentages and the percent of
employees on track for retirement. Where concerns are
noted, advisors and employers can work
together to get participants on track.
In Mexico, our unique online tool,
Carpeta Previsional, offers customers
an easy way to estimate their pension.
Confidence in your business’s future
Business owners understand the need to stay competitive.
With our Business Priorities analysis, they can. And all
it takes is 15 minutes. Advisors walk business owners
through a quick survey about their most pressing financial
issues. The advisor then provides a free, customized
profile that helps them understand how their priorities
compare to those of other business owners. Knowing how
peers and competitors solve the same problems can give
business owners a competitive edge.
Confidence amid uncertainty
The Principal® is involved in important debates on health
care and financial services reform:
n H E A L T H CARE – We believe in providing universal
health care access. And we believe employer-based
coverage is the most efficient delivery method for the
majority of Americans. In addition, any reform must
not financially burden the primary engine of growth—
small and medium businesses. Therefore, it must not
ignore the cost of health care services.
n F I N A N C I A L S E R V I C E S R E F O R M – We believe in rational,
reasonable changes to fix problem areas, including effective
regulation that provides for maximum transparency.
We also support a federal-level insurance regulator,
similar to other sectors of the financial services industry.
Whatever shape the reforms take, we have a demonstrated
history of responding to legislative changes and advocating
for our clients; we will be ready.
Need a boost of confidence? Your advisor and
The Principal can help.
jiM McCAuGHAn
PRESiDEnT—GLObAL ASSET MAnAGEMEnT
PRinCiPAL FinAnCiAL GROuP
the principal financial group 11
13%
1Employee Benefit Research Institute 2009 Retirement Confidence Survey
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