Huntington National Bank 2012 Annual Report Download - page 136
Download and view the complete annual report
Please find page 136 of the 2012 Huntington National Bank annual report below. You can navigate through the pages in the report by either clicking on the pages listed below, or by using the keyword search tool below to find specific information within the annual report.-
1 -
2
-
3
-
4
-
5
-
6
-
7
-
8
-
9
-
10
-
11
-
12
-
13
-
14
-
15
-
16
-
17
-
18
-
19
-
20
-
21
-
22
-
23
-
24
-
25
-
26
-
27
-
28
-
29
-
30
-
31
-
32
-
33
-
34
-
35
-
36
-
37
-
38
-
39
-
40
-
41
-
42
-
43
-
44
-
45
-
46
-
47
-
48
-
49
-
50
-
51
-
52
-
53
-
54
-
55
-
56
-
57
-
58
-
59
-
60
-
61
-
62
-
63
-
64
-
65
-
66
-
67
-
68
-
69
-
70
-
71
-
72
-
73
-
74
-
75
-
76
-
77
-
78
-
79
-
80
-
81
-
82
-
83
-
84
-
85
-
86
-
87
-
88
-
89
-
90
-
91
-
92
-
93
-
94
-
95
-
96
-
97
-
98
-
99
-
100
-
101
-
102
-
103
-
104
-
105
-
106
-
107
-
108
-
109
-
110
-
111
-
112
-
113
-
114
-
115
-
116
-
117
-
118
-
119
-
120
-
121
-
122
-
123
-
124
-
125
-
126 -
127 -
128 -
129 -
130 -
131 -
132 -
133 -
134 -
135 -
136 -
137 -
138 -
139 -
140 -
141 -
142 -
143 -
144 -
145 -
146 -
147
-
148
-
149
-
150
-
151
-
152
-
153
-
154
-
155
-
156
-
157
-
158
-
159
-
160
-
161
-
162
-
163
-
164
-
165
-
166
-
167
-
168
-
169
-
170
-
171
-
172
-
173
-
174
-
175
-
176
-
177
-
178
-
179
-
180
-
181
-
182
-
183
-
184
-
185
-
186
-
187
-
188
-
189
-
190
-
191
-
192
-
193
-
194
-
195
-
196
-
197
-
198
-
199
-
200
-
201
-
202
-
203
-
204
-
205
-
206
-
207
-
208
-
209
-
210
-
211
-
212
 |
 |
128
Credit Risk Profile by FICO score (1)
750+ 650-749 <650 Other (2) Total
Automobile $ 2,233,439 $ 1,900,824 $ 682,518 $ 117,039 $ 4,933,820 (3)
Home equity:
Secured by first-lien $ 2,618,888 $ 1,345,621 $ 357,019 $ 59,059 $ 4,380,587
Secured by junior-lien 2,046,143 1,375,636 491,226 41,750 3,954,755
Total home equity $ 4,665,031 $ 2,721,257 $ 848,245 $ 100,809 $ 8,335,342
Residential mortgage:
Residential mortgage $ 2,561,210 $ 1,673,485 $ 711,750 $ 20,984 $ 4,967,429
Purchased impaired 373 1,303 567 --- 2,243
Total residential mortgage $ 2,561,583 $ 1,674,788 $ 712,317 $ 20,984 $ 4,969,672
Other consumer
Other consumer $ 169,792 $ 167,389 $ 59,815 $ 22,526 $ 419,522
Purchased impaired --- 93 47 --- 140
Total other consumer loans $ 169,792 $ 167,482 $ 59,862 $ 22,526 $ 419,662
December 31, 2011
Credit Risk Profile by UCS classification
(dollar amounts in thousands) Pass OLEM Substandard Doubtful Total
Commercial and industrial:
Owner occupied $ 3,624,103 $ 101,897 $ 285,561 $ 1,195 $ 4,012,756
Other commercial and industrial 10,108,946 145,963 425,882 5,824 10,686,615
Total commercial and industrial $ 13,733,049 $ 247,860 $ 711,443 $ 7,019 $ 14,699,371
Commercial real estate:
Retail properties $ 1,191,471 $ 122,337 $ 271,675 $ --- $ 1,585,483
Multi family 801,717 48,094 93,449 285 943,545
Office 896,230 67,050 61,476 108 1,024,864
Industrial and warehouse 649,165 9,688 70,621 68 729,542
Other commercial real estate 1,112,751 110,276 318,479 769 1,542,275
Total commercial real estate $ 4,651,334 $ 357,445 $ 815,700 $ 1,230 $ 5,825,709
Credit Risk Profile by FICO score (1)
750+ 650-749 <650 Other (2) Total
Automobile $ 2,635,082 $ 2,276,990 $ 707,141 $ 88,233 $ 5,707,446 (4)
Home equity:
Secured by first-lien 2,196,566 1,287,444 329,670 1,899 3,815,579
Secured by junior-lien 2,119,292 1,646,117 625,298 9,127 4,399,834
Residential mortgage 2,454,401 1,752,409 723,377 298,089 5,228,276
Other consumer 185,333 206,749 83,431 22,055 497,568
(1) Reflects currently updated customer credit scores.
(2) Reflects deferred fees and costs, loans in process, loans to legal entities, etc.
(3) Includes $0.3 billion of loans reflected as loans held for sale related to an automobile securitization expected
to be completed in 2013.
(4) Includes $1.25 billion of loans reflected as loans held for sale related to an automobile securitization
completed in 2012.