Huntington National Bank 2012 Annual Report Download - page 11
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3
HUNTINGTON BANCSHARES INCORPORATED
INDEX
Part I.
Item 1. Business 6
Item 1A. Risk Factors 15
Item 1B. Unresolved Staff Comments 21
Item 2. Properties 21
Item 3. Legal Proceedings 21
Item 4. Mine Safety Disclosures 21
Part II.
Item 5. Market for Registrant’s Common Equity, Related Shareholder Matters and Issuer Purchases of Equity Securities 22
Item 6. Selected Financial Data 24
Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations 25
Introduction 25
Executive Overview 26
Discussion of Results of Operations 30
Risk Management and Capital:
Credit Risk 40
Market Risk 57
Liquidity Risk 60
Operational Risk 67
Compliance Risk 68
Capital 67
Business Segment Discussion 72
Additional Disclosures 94
Item 7A. Quantitative and Qualitative Disclosures About Market Risk 98
Item 8. Financial Statements and Supplementary Data 98
Item 9. Changes in and Disagreements with Accountants on Accounting and Financial Disclosure 195
Item 9A. Controls and Procedures 196
Item 9B. Other Information 196
Part III.
Item 10. Directors, Executive Officers and Corporate Governance 196
Item 11. Executive Compensation 196
Item 12. Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters 197
Item 13. Certain Relationships and Related Transactions, and Director Independence 197
Item 14. Principal Accountant Fees and Services 197
Part IV.
Item 15. Exhibits and Financial Statement Schedules 197
Signatures 198