First Data 2007 Annual Report Download - page 15

Integrated Payment Systems Competition
The Company's official check and money order businesses compete with one other third party check issuer, financial institutions processing their own
in-house check products and postal money orders.
Integrated Payment Systems Significant Customers
No individual customer makes up more than 10% of the Integrated Payment Systems segment revenue.
All Other and Corporate
The remainder of the Company's business units are grouped in the All Other and Corporate category, which includes EFS Transportation Services Inc.
("EFSTS"), FDGS Holdings, LP ("FDGS"), Teleservices, First Data Voice Services, First Data Solutions and corporate operations.
EFSTS provides payment processing, settlement and specialized reporting services for transportation companies and owns and operates ATMs at truck
stops. EFSTS is a closed loop payment processing system for transportation companies in the United States and Canada. Its products offer transportation
drivers a convenient way to purchase fuel, access cash and pay for repairs while on the road. Transportation companies use the processing system to manage
their business daily through the internet or real time via a direct connection to a host.
FDGS is focused on identifying, developing, commercializing and operating payment systems and related technologies in the government sector. For
instance, FDGS provides electronic tax payment processing services for the Electronic Federal Tax Payment System ("EFTPS").
Teleservices is a provider of voice-center services to the telecommunications and financial services industries. Teleservices operates two voice
operations centers in the United States that provide a full range of high-volume, inbound telephone operator services, including customer support, directory
assistance and multilingual customer service.
First Data Voice Services offers customized toll-free telephone interactive voice services that gather, process and distribute information for client needs
for both promotional and long-term projects. Revenues from these services consist of fees paid by clients, which generally are based on call volume, duration
and the number of transactions.
First Data Solutions serves financial institutions and debt and collection agencies by helping them locate, verify and identify individuals and businesses.
Corporate operations include administrative and shared service functions such as the executive group, legal, tax, treasury, internal audit, accounting,
human resources, information technology and procurement. Costs incurred by corporate that are directly related to a segment are allocated to the respective
segment. Shared service costs are allocated to the segments primarily based on a relative percentage of total segment revenue. Administrative costs are
retained by Corporate.
All Other and Corporate Competition
The operations within All Other and Corporate have various competitors. Any single competitor would not have a material impact on the Company.
All Other and Corporate Significant Customers
All Other and Corporate has a significant customer relationship with one customer that represents approximately 14% and 19% of All Other and
Corporate's revenue from external customers for the successor period from September 25, 2007 through December 31, 2007 and the predecessor period from
January 1, 2007 through September 24, 2007, respectively.
Trademarks and Patents
The Company owns many trademarks, patents and other intellectual property that are important to its future success. The only intellectual property right
which is individually material to the Company is the STAR Network trade name within the Commercial Services and Financial Institution segments.
Financial institutions and merchants associate the STAR Network trade name with quality and reliable debit network processing services. Loss of the
proprietary use of the STAR Network trade name or a diminution in the perceived quality associated with that name could harm the Company's growth in the
debit network business. Also important,
14