Citibank 2005 Annual Report Download - page 13

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I enjoy excellent service from my
personal CitiGold Executive, who
helped me create a well-balanced,
high-return portfolio of three
currencies placed in term deposits,
market-linked deposits, and mutual
funds. I use CitiPhone and Citibank
Online as well as CitiGold’s free
access to airport lounges on my
frequent travels. Overall, CitiGold is
the best proposition in the Russian
market right now.
In China, we completed a joint venture
with Shanghai Pudong Development
Bank last year to launch a new credit
card. By exporting our U.S. Cards tech-
nology to China, we were able to issue
the fi rst dual-currency card there.
MAKING COMMUNITIES BETTER
Making communities better is one of
our core goals and responsibilities. In
2005—the second year of our 10-year,
$200 million Financial Education
commitment—our efforts in Financial
Education and community investment
once again made an impact.
From our Financial Education Summit
in Malaysia to the My Finances
Economic Education Program in Poland,
we devoted our time and resources to
improving nancial literacy globally.
In addition, Citibank Community
Development closed nearly $2.5 bil-
lion in loans last year, helping to create
more than 10,000 new affordable hous-
ing units for low- to moderate-income
families.
Citigroup’s consumer business is a
world-class franchise built to deliver
earnings in any economic environment.
If we continue to focus on our clients,
bring our vast experience to new mar-
kets, and offer innovative solutions for
our clients needs, we will continue to
grow now and in the long term.
TAMARA SHOKAREVA, CITIGOLD CLIENT, RUSSIA
11 | Citigroup 2005
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