Barclays 2014 Annual Report Download - page 146

Download and view the complete annual report

Please find page 146 of the 2014 Barclays annual report below. You can navigate through the pages in the report by either clicking on the pages listed below, or by using the keyword search tool below to find specific information within the annual report.

Page out of 348

  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
  • 8
  • 9
  • 10
  • 11
  • 12
  • 13
  • 14
  • 15
  • 16
  • 17
  • 18
  • 19
  • 20
  • 21
  • 22
  • 23
  • 24
  • 25
  • 26
  • 27
  • 28
  • 29
  • 30
  • 31
  • 32
  • 33
  • 34
  • 35
  • 36
  • 37
  • 38
  • 39
  • 40
  • 41
  • 42
  • 43
  • 44
  • 45
  • 46
  • 47
  • 48
  • 49
  • 50
  • 51
  • 52
  • 53
  • 54
  • 55
  • 56
  • 57
  • 58
  • 59
  • 60
  • 61
  • 62
  • 63
  • 64
  • 65
  • 66
  • 67
  • 68
  • 69
  • 70
  • 71
  • 72
  • 73
  • 74
  • 75
  • 76
  • 77
  • 78
  • 79
  • 80
  • 81
  • 82
  • 83
  • 84
  • 85
  • 86
  • 87
  • 88
  • 89
  • 90
  • 91
  • 92
  • 93
  • 94
  • 95
  • 96
  • 97
  • 98
  • 99
  • 100
  • 101
  • 102
  • 103
  • 104
  • 105
  • 106
  • 107
  • 108
  • 109
  • 110
  • 111
  • 112
  • 113
  • 114
  • 115
  • 116
  • 117
  • 118
  • 119
  • 120
  • 121
  • 122
  • 123
  • 124
  • 125
  • 126
  • 127
  • 128
  • 129
  • 130
  • 131
  • 132
  • 133
  • 134
  • 135
  • 136
  • 137
  • 138
  • 139
  • 140
  • 141
  • 142
  • 143
  • 144
  • 145
  • 146
  • 147
  • 148
  • 149
  • 150
  • 151
  • 152
  • 153
  • 154
  • 155
  • 156
  • 157
  • 158
  • 159
  • 160
  • 161
  • 162
  • 163
  • 164
  • 165
  • 166
  • 167
  • 168
  • 169
  • 170
  • 171
  • 172
  • 173
  • 174
  • 175
  • 176
  • 177
  • 178
  • 179
  • 180
  • 181
  • 182
  • 183
  • 184
  • 185
  • 186
  • 187
  • 188
  • 189
  • 190
  • 191
  • 192
  • 193
  • 194
  • 195
  • 196
  • 197
  • 198
  • 199
  • 200
  • 201
  • 202
  • 203
  • 204
  • 205
  • 206
  • 207
  • 208
  • 209
  • 210
  • 211
  • 212
  • 213
  • 214
  • 215
  • 216
  • 217
  • 218
  • 219
  • 220
  • 221
  • 222
  • 223
  • 224
  • 225
  • 226
  • 227
  • 228
  • 229
  • 230
  • 231
  • 232
  • 233
  • 234
  • 235
  • 236
  • 237
  • 238
  • 239
  • 240
  • 241
  • 242
  • 243
  • 244
  • 245
  • 246
  • 247
  • 248
  • 249
  • 250
  • 251
  • 252
  • 253
  • 254
  • 255
  • 256
  • 257
  • 258
  • 259
  • 260
  • 261
  • 262
  • 263
  • 264
  • 265
  • 266
  • 267
  • 268
  • 269
  • 270
  • 271
  • 272
  • 273
  • 274
  • 275
  • 276
  • 277
  • 278
  • 279
  • 280
  • 281
  • 282
  • 283
  • 284
  • 285
  • 286
  • 287
  • 288
  • 289
  • 290
  • 291
  • 292
  • 293
  • 294
  • 295
  • 296
  • 297
  • 298
  • 299
  • 300
  • 301
  • 302
  • 303
  • 304
  • 305
  • 306
  • 307
  • 308
  • 309
  • 310
  • 311
  • 312
  • 313
  • 314
  • 315
  • 316
  • 317
  • 318
  • 319
  • 320
  • 321
  • 322
  • 323
  • 324
  • 325
  • 326
  • 327
  • 328
  • 329
  • 330
  • 331
  • 332
  • 333
  • 334
  • 335
  • 336
  • 337
  • 338
  • 339
  • 340
  • 341
  • 342
  • 343
  • 344
  • 345
  • 346
  • 347
  • 348

144 I Barclays PLC Annual Report 2014 barclays.com/annualreport
Risk performance
Credit risk
Risk review
Maximum exposure and effects of collateral and other credit enhancements (audited)
Maximum
exposure
£m
Netting and
set-off
£m
Collateral Risk
transfer
£m
Net
exposure
£m
As at 31 December 2014 Cash
£m
Non-cash
£m
On-balance sheet:
Cash and balances at central banks 39,695 – – – – 39,695
Items in the course of collection from other banks 1,210 – – – – 1,210
Trading portfolio assets:
Debt securities 65,997 – – – – 65,997
Traded loans 2,693 – – – – 2,693
Total trading portfolio assets 68,690 – – – – 68,690
Financial assets designated at fair value:
Loans and advances 20,198 – (48) (6,657) (291) 13,202
Debt securities 4,448 – – – – 4,448
Reverse repurchase agreements 5,236 – – (4,803) – 433
Other financial assets 469 – – – – 469
Total financial assets designated at fair value 30,351 – (48) (11,460) (291) 18,552
Derivative financial instruments 439,909 (353,631) (44,047) (8,231) (6,653) 27,347
Loans and advances to banks 42,111 (1,012) – (3,858) (176) 37,065
Loans and advances to customers:
Home loans 166,974 – (274) (164,389) (815) 1,496
Credit cards, unsecured and other retail lending 69,022 – (954) (16,433) (1,896) 49,739
Corporate loans 191,771 (9,162) (620) (40,201) (5,122) 136,666
Total loans and advances to customers 427,767 (9,162) (1,848) (221,023) (7,833) 187,901
Reverse repurchase agreements and other similar secured lending 131,753 – – (130,135) – 1,618
Available for sale debt securities 85,539 – – (938) (432) 84,169
Other assets 1,680 – – – – 1,680
Total on-balance sheet 1,268,705 (363,805) (45,943) (375,645) (15,385) 467,927
Off-balance sheet:
Contingent liabilities 21,263 – (781) (848) (270) 19,364
Documentary credits and other short term trade related transactions 1,091 – (6) (8) (3) 1,074
Forward starting reverse repurchase agreements 13,856 – – (13,841) – 15
Standby facilities, credit lines and other commitments 276,315 – (457) (17,385) (793) 257,680
Total off-balance sheet 312,525 – (1,244) (32,082) (1,066) 278,133
Total 1,581,230 (363,805) (47,187) (407,727) (16,451) 746,060